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Microfinance in India: self help groups - bank linkage model

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  • Lipishree Das, Dr.

Abstract

While the MFI model of microfinance is unsustainable, the SHG-Bank Linkage approach can make a positive impact on security and empowerment of the disadvantaged. Much more than microfinance is needed to overcome the problems that have persisted over the last 100 years. The findings from this study suggest that there is rise in the history and perspectives of rural credit in India in form of microfinance. And there is need for improved governance to manage challenges for future so that inclusive growth is possible.

Suggested Citation

  • Lipishree Das, Dr., 2012. "Microfinance in India: self help groups - bank linkage model," MPRA Paper 38755, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:38755
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    References listed on IDEAS

    as
    1. Linda Mayoux, 2001. "Tackling the Down Side: Social Capital, Women’s Empowerment and Micro‐Finance in Cameroon," Development and Change, International Institute of Social Studies, vol. 32(3), pages 435-464, June.
    2. Kabeer, Naila, 2001. "Conflicts Over Credit: Re-Evaluating the Empowerment Potential of Loans to Women in Rural Bangladesh," World Development, Elsevier, vol. 29(1), pages 63-84, January.
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    More about this item

    Keywords

    Microfinance; SHG; Bank;
    All these keywords.

    JEL classification:

    • E59 - Macroeconomics and Monetary Economics - - Monetary Policy, Central Banking, and the Supply of Money and Credit - - - Other
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • J23 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Labor Demand

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