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Trends and composition of institutional credit to the agriculture sector during the post-reform period


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  • zia, Jiyaur Rahman
  • zeba, Dr. Zeba Sheereen
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    This paper attempts to analyse the changes in trends and composition of multi-agency network (Co-operatives, SCBs, and RRBs) in issuance of credit to agriculture sector during the post-reform period by using time series data from 1975 to 2005. The analysis reveals that the trends of direct (short and long-term) and indirect institutional credit to agriculture sector has increased significantly during the post-reform period. As far as the composition is concerned, the share of SCBs as percentage of total direct institutional credit has increased significantly whereas the co-operatives share has decreased. The regional rural banks contribution has been almost constant. We have also tried to find out the distribution of indirect finance through Scheduled Commercial Banks.

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    Bibliographic Info

    Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 24250.

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    Date of creation: 27 Dec 2009
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    Handle: RePEc:pra:mprapa:24250

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    Keywords: Credit; Agriculture; Post-reform period; banks; India;

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