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Modelling crediting volume by using the system dynamic method


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  • Skribans, Valerijs


This paper describes a system dynamic model of credit burden, and it provides an estimation of credit volume. The elaborated model calculates and estimates household budget balance and budget forming flows: income and expenditures, loan and interest payments, increase in budget balance depending on the amount of the granted loan and the costs associated with the purchase of the loan object. The elaborated model can also be applied in analysis of the national economy and in entrepreneurship. The paper presents a method for determining the amount of the loan for purchasing a flat for a household. It also provides modeling results of Latvia’s credit system and conclusions regarding its further development.

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Bibliographic Info

Paper provided by University Library of Munich, Germany in its series MPRA Paper with number 16353.

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Date of creation: 26 Jan 2009
Date of revision:
Handle: RePEc:pra:mprapa:16353

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Keywords: system dynamic; model; credit burden;

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Cited by:
  1. Skribans, Valerijs, 2011. "Makroekonomiskā aprites modeļa izstrādāšana izmantojot sistēmdinamikas metodi
    [Development of System Dynamics Macroeconomic Equilibrium Model]
    ," MPRA Paper 34357, University Library of Munich, Germany.
  2. Skribans, Valerijs, 2009. "Kreditēšanas apjoma modelēšana izmantojot sistēmdinamikas metodi
    [The system dynamic method using for crediting volume modelling]
    ," MPRA Paper 26108, University Library of Munich, Germany.
  3. Skribans, Valerijs, 2009. "Iedzīvotāju būvniecības pieprasījuma salīdzināšana Latvijā un Eiropas Savienībā
    [Householders construction demand comparison for Latvia and European Union]
    ," MPRA Paper 36059, University Library of Munich, Germany.
  4. Skribans, Valerijs, 2010. "Investments model development with the system dynamic method," MPRA Paper 27235, University Library of Munich, Germany.
  5. Skribans, Valerijs, 2009. "Krīzes un 2009. gada nodokļu politikas izmaiņu ietekme uz Latvijas ekonomiku
    [Influence of the Crisis and 2009 Tax Policy Changes on the Latvian Economy]
    ," MPRA Paper 19141, University Library of Munich, Germany.
  6. Skribans, Valerijs, 2010. "Darbaspēka migrācijas ietekme uz darba tirgu Latvijā
    [Influence of Labor Migration on Labor Market in Latvia]
    ," MPRA Paper 28301, University Library of Munich, Germany.
  7. Skribans, Valerijs, 2010. "Разработка Модели Макроэкономического Равновесия С Использованием Метода Системной Динамики
    [Development of Macroe
    ," MPRA Paper 22716, University Library of Munich, Germany.
  8. Skribans, Valerijs, 2009. "Influence Of Labour Migration On Latvia’s Labour Market," MPRA Paper 16596, University Library of Munich, Germany.
  9. Skribans, Valerijs, 2009. "Влияние Трудовой Эмиграции На Рынок Труда В Латвии
    [Influence of Labour Migration on Latvia's Labour Market]
    ," MPRA Paper 18771, University Library of Munich, Germany.
  10. Skribans, Valerijs, 2009. "Nodokļu ieņēmumu modelēšana, izmantojot sistēmdinamikas metodi
    [Taxes income modeling with system dynamic method]
    ," MPRA Paper 27096, University Library of Munich, Germany.


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