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The use of technology to counter frauds and scams for the benefit of society: a detailed study

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  • Sharma, Devashish

Abstract

With the advent of the digital age, humanity has gained a number of benefits, such as the internet, mobile technology, and crypto currencies. Nevertheless, this has also allowed criminal strategies to evolve and spread as a result of this development. As a result, fraud attempts have increased from analog to digital as a result of the move from analog to electronic methods. When scams and fraud are present in society, there is a reduction in the ability of the government to provide its citizens with the services they need and to support them at the same time. Fraud results in a loss of dollars which could have been invested in healthcare, education, economic development, or public safety if these dollars had not been lost to fraud. The term "Digital Fraud or Digital Scams" refers to the use of a computer or a mobile device, along with the various means of communication available on the internet, by criminals who intend to deceive or harm a company, or an individual, in order to gain financial gain through digital fraud. Organizations need to update outdated analog technology that has been repurposed for digital applications in order to remain competitive against scams and frauds. As we move into a new digital world where we live in today, companies and governments will need to take a fresh look at their authentication procedures.

Suggested Citation

  • Sharma, Devashish, 2022. "The use of technology to counter frauds and scams for the benefit of society: a detailed study," MPRA Paper 115323, University Library of Munich, Germany.
    • Handle: RePEc:pra:mprapa:115323
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    More about this item

    Keywords

    fraud; internet; authentication procedures; analog technology; repurpose digital application; scam;
    All these keywords.

    JEL classification:

    • O1 - Economic Development, Innovation, Technological Change, and Growth - - Economic Development
    • O32 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Management of Technological Innovation and R&D
    • O33 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights - - - Technological Change: Choices and Consequences; Diffusion Processes

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