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Концентрация И Конкуренция В Современном Банковском Секторе Сербии: Анализ Индексов Концентрации
[Concentration and Competition in Modern Serbian Banking Sector: Concentration Indices Analysis]

Author

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  • Bukvić, Rajko

Abstract

Russian. В статье анализируется степень концентрации и конкуренция в современном банковском секторе в Сербии, в частности в годах 2016-2019. Анализ обоснован на финансовых отчётах банков. Использованы традиционные показатели концентрации (CRn и HH индексы) и индекс Джини, и сравнительно редко пользованные индексы Линда. Степень концентрации вычислялся на основе пяти величин: совокупные активы, депозиты, капитал, оперативные доходы банков, и кредиты. Показано, что среди сравнительно большого числа банков в Сербии существующий степень концентрации сравнительно низкий, что созидает условия для развития здоровой конкуренции между ними. Ключевые слова: концентрация, конкуренция, банковский сектор, Сербия, индексы Линда, Херфиндаль-Хиршман индекс, Джини коэффициент English. The paper analyzes the degree of concentration and competition in modern Serbian banking sector, particularly in the years 2016-2019. The analysis is based on bank financial statements. It uses the traditional concentration indicators (CRn and HH indices) and Gini index, as well as the relatively rarely used Linda indices. The concentration degree is calculated based on five variables: total assets, deposits, capital, operating income of banks, and loans. It has been demonstrated that in the case of the relatively large number of banks in Serbia, the existing concentration degree is relatively low, which provides suitable conditions for the development of healthy competition among them. However, the approximation of the indices to moderate concentration within the period analyzed warns of the appearance of oligopoly.

Suggested Citation

  • Bukvić, Rajko, 2020. "Концентрация И Конкуренция В Современном Банковском Секторе Сербии: Анализ Индексов Концентрации [Concentration and Competition in Modern Serbian Banking Sector: Concentration Indices Analysis]," MPRA Paper 100591, University Library of Munich, Germany, revised 2020.
    • Handle: RePEc:pra:mprapa:100591
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    References listed on IDEAS

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    1. Baumol, William J, 1982. "Contestable Markets: An Uprising in the Theory of Industry Structure," American Economic Review, American Economic Association, vol. 72(1), pages 1-15, March.
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    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    концентрация; конкуренция; банковский сектор; Сербия; индекс концентрации; индекс Хиршман-Херфиндаль; Джини коэффициент; коэффициент Тайдмана-Холла; индексы Линда; неоднозначность результатов; concentration; competition; banking sector; Serbia; concentration index; Herfindahl-Hirschman index; Gini coefficient; Tideman-Hall coefficient; Linda indices; unequivocal results;
    All these keywords.

    JEL classification:

    • C38 - Mathematical and Quantitative Methods - - Multiple or Simultaneous Equation Models; Multiple Variables - - - Classification Methdos; Cluster Analysis; Principal Components; Factor Analysis
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • L10 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance - - - General

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