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Social Identity, Competition, and Finance: A Laboratory Experiment

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Author Info
Stefan Bauernschuster () (University of Jena, Graduate College "The Economics of Innovative Change"; Max Planck Institute for Economics)
Oliver Falck () (Ifo Institute for Economic Research, Munich)
Niels Daniel Grosse () (University of Jena, Graduate College "The Economics of Innovative Change")

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Abstract

There is extensive literature, both theoretical and empirical, on the effects of social identity on a wide range of economic and non-economic outcomes. However, there is only scarce knowledge about how social identity is affected by policies or market structure. We address the question how competition among suppliers of finance interacts with trust and trustworthiness in a laboratory one-shot trust game. In order to disentangle pure effects of competition and effects of competition that concern social identity, we apply a 2 x 2 treatment design. We induce social identity by letting subjects play coordination games with clear focal points, which leads to higher investments and trustworthiness in the trust game. Our results show that competition has no significant effects on trust and trustworthiness of individuals in a strangers' framework. However, in a framework with competition of in-group and out-group investors we see that competition leads to crowding out of social identity by reducing trustworthiness. We suggest that once competition comes into play, trustees see in-group trustors' investments as the outcomes of a competitive bidding process rather than voluntary trust, which crowds out reciprocity.

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Publisher Info
Paper provided by Friedrich-Schiller-University Jena, Max-Planck-Institute of Economics, Thueringer Universitaets- und Landesbibliothek in its series Jena Economic Research Papers in Economics with number 2009-052.

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Date of creation: 08 Jul 2009
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Handle: RePEc:jrp:jrpwrp:2009-052

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Related research
Keywords: Trust Game; Social Identity; Competition;

Find related papers by JEL classification:
C92 - Mathematical and Quantitative Methods - - Design of Experiments - - - Laboratory, Group Behavior
G11 - Financial Economics - - General Financial Markets - - - Portfolio Choice; Investment Decisions
Z13 - Other Special Topics - - Cultural Economics - - - Social Norms and Social Capital; Social Networks Economic Anthropology
L14 - Industrial Organization - - Market Structure, Firm Strategy, and Market Performance - - - Transactional Relationships; Contracts and Reputation

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This page was last updated on 2009-11-18.


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