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Movilidad en la Cartera de Cotizantes por AFP: La Importancia de ser Primero en Rentabilidad

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Author Info
Rodrigo Cerda () (Instituto de Economía. Pontificia Universidad Católica de Chile.)

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Abstract

Este trabajo reexamina el tema de los movimientos de afiliados entre AFPs poniendo especial énfasis en el impacto del ranking de rentabilidad sobre la tasa de salida de cotizantes por cartera de AFPs. La idea de incluir esta variable es que el manejo de esta información por parte de los afiliados parece ser menos compleja que el manejo de información de la tasas de rentabilidades efectivas, y por lo tanto los afiliados pueden tomar decisiones más fácilmente basados en ella. En el trabajo se utilizan dos medidas de tasa de salida de cotizantes por AFP. La primera de ellas es la definición tradicional (número de cotizantes que abandonan la cartera sobre el número de cotizantes en la cartera), mientras que la segunda mide la tasa de salida normalizada por la tasa de salida en el sistema. Esta última medida permite eliminar efectos de posibles variables omitidas que tengan un alto componente común entre AFPs, como es típicamente el caso de esfuerzos de ventas.

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Publisher Info
Paper provided by Instituto de Economía. Pontificia Universidad Católica de Chile. in its series Documentos de Trabajo with number 309.

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Date of creation: 2006
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Handle: RePEc:ioe:doctra:309

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Related research
Keywords: Rentabilidad; fondo de pensiones; movimientos de afiliados entre AFPs; Heterogeneidad entre empresas;

References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:

  1. Solange Berstein & Alejandro Micco, 2002. "Turnover and Regulation: The Chilean Pension Fund Industry," Working Papers Central Bank of Chile 180, Central Bank of Chile. [Downloadable!]
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Cited by:
(explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)

  1. Roberto Calderón-Colín & Enrique E. Dominguez & Moises Schwartz, 2008. "Consumer Confusion: The Choice of AFORE in Mexico," IMF Working Papers 08/177, International Monetary Fund. [Downloadable!]
  2. Solange Berstein Jáuregui & Carolina Cabrita Felix, 2007. "Los determinantes de la elección de AFP en Chile: nueva evidencia a partir de datos individuales," Estudios de Economia, University of Chile, Department of Economics, vol. 34(1 Year 20), pages 53-72, June. [Downloadable!]
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