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Results of the Fifth CNB Bank Survey

Author

Listed:
  • Lana Ivičić
  • Mirna Dumičić

    (The Croatian National Bank, Croatia)

  • Ante Burić
  • Ivan Huljak

    (The Croatian National Bank, Croatia)

Abstract

In April and May 2007, a research team of the Croatian National Bank conducted the fifth com-prehensive survey of banks operating in the Republic of Croatia to gather the bankers’ estimates and views of the current situation and trends in Croatian banking and its environment. In 2005 and 2006 banks were equally dedicated to household and corporate financing and, in a setting of ongoing strong market competition, limits on foreign borrowing and credit growth, made con-siderable efforts to maintain their profitability at high levels. The survey results suggest that a re-newed focus on the household sector and a further expansion of chargeable products and services offered are to be expected in 2008 and 2009. The consolidation of the banking industry is also expected to continue, albeit at a somewhat slower pace than in the last few years.

Suggested Citation

  • Lana Ivičić & Mirna Dumičić & Ante Burić & Ivan Huljak, 2008. "Results of the Fifth CNB Bank Survey," Surveys 15, The Croatian National Bank, Croatia.
    • Handle: RePEc:hnb:survey:15
    as

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    File URL: http://www.hnb.hr/repec/hnb/survey/pdf/s-015.pdf
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    References listed on IDEAS

    as
    1. Cerutti, Eugenio & Dell'Ariccia, Giovanni & Martinez Peria, Maria Soledad, 2007. "How banks go abroad: Branches or subsidiaries?," Journal of Banking & Finance, Elsevier, vol. 31(6), pages 1669-1692, June.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    banks; Croatia; market competition; consolidation;
    All these keywords.

    JEL classification:

    • D21 - Microeconomics - - Production and Organizations - - - Firm Behavior: Theory
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G34 - Financial Economics - - Corporate Finance and Governance - - - Mergers; Acquisitions; Restructuring; Corporate Governance
    • P34 - Political Economy and Comparative Economic Systems - - Socialist Institutions and Their Transitions - - - Finance

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