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Helping Microfinance Fulfill its Promise: Raising Borrower Incomes through Agent-Intermediated Lending

Author

Listed:
  • Pushkar Maitra

    (Department of Economics, Monash University)

  • Sandip Mitra

    (Sampling and Ocial Statistics Unit, Indian Statistical Institute)

  • Dilip Mookherjee

    (Department of Economics, Boston University)

  • Alberto Motta

    (School of Economics, University of New South Wales)

  • Sujata Visaria

    (Department of Economics, Hong Kong University of Science and Technology
    Institute for Emerging Market Studies, Hong Kong University of Science and Technology)

Abstract

IEMS Faculty Associate Prof. Sujata Visaria and colleagues explore how microfinance programmes can be fine-tuned to more effectively address the microcredit promise of financial inclusion and helping the poor.

Suggested Citation

  • Pushkar Maitra & Sandip Mitra & Dilip Mookherjee & Alberto Motta & Sujata Visaria, 2014. "Helping Microfinance Fulfill its Promise: Raising Borrower Incomes through Agent-Intermediated Lending," HKUST IEMS Thought Leadership Brief Series 2015-03, HKUST Institute for Emerging Market Studies, revised Oct 2014.
    • Handle: RePEc:hku:briefs:201503
    as

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    File URL: https://iems.ust.hk/assets/publications/thought-leadership-briefs/2014/tlb03/hkust-iems-thought-leadership-brief-visaria-microcredit.pdf
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    References listed on IDEAS

    as
    1. Maitra, Pushkar & Mitra, Sandip & Mookherjee, Dilip & Motta, Alberto & Visaria, Sujata, 2017. "Financing smallholder agriculture: An experiment with agent-intermediated microloans in India," Journal of Development Economics, Elsevier, vol. 127(C), pages 306-337.
    2. Fischer, Gregory, 2013. "Contract structure, risk sharing and investment choice," LSE Research Online Documents on Economics 46796, London School of Economics and Political Science, LSE Library.
    3. Greg Fischer, 2013. "Contract Structure, Risk‐Sharing, and Investment Choice," Econometrica, Econometric Society, vol. 81(3), pages 883-939, May.
    4. Islam, Asadul & Maitra, Pushkar, 2012. "Health shocks and consumption smoothing in rural households: Does microcredit have a role to play?," Journal of Development Economics, Elsevier, vol. 97(2), pages 232-243.
    5. repec:pri:rpdevs:morduch_microfinance_poor is not listed on IDEAS
    6. Jonathan Morduch, 1998. "Does Microfinance Really Help the Poor? New Evidence from Flagship Programs in Bangladesh," Working Papers 198, Princeton University, Woodrow Wilson School of Public and International Affairs, Research Program in Development Studies..
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    micro finance; microcredit; microfinance; agent-intermediated lending; financial inclusion; India;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

    NEP fields

    This paper has been announced in the following NEP Reports:

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