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The Welfare Economics of Insurance Contracts that pay off by Reducing Price

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Author Info
Nyman, J.A.

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Abstract

The paper suggests that a portion of moral hazard is due to income transfers and that this portion of moral hazard should be excluded from the welfare loss Calculations. Only the portion of moral hazard that is due to the pure price effect has conventional welfare loss implications.

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Publisher Info
Paper provided by Minnesota - Center for Economic Research in its series Papers with number 308.

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Length: 19 pages
Date of creation: 1999
Date of revision:
Handle: RePEc:fth:minner:308

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Postal: UNIVERSITY OF MINNESOTA, CENTER FOR ECONOMIC RESEARCH, DEPARTMENT OF ECONOMICS, MINNEAPOLIS MINNESOTA 35455 U.S.A.
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Related research
Keywords: INSURANCE ; RISK;

Find related papers by JEL classification:
G20 - Financial Economics - - Financial Institutions and Services - - - General
G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies

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This page was last updated on 2009-11-20.


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