L’effacement des dettes des particuliers surendettés : Une étude empirique des décisions judiciaires
AbstractIn this paper, we explore the mechanisms employed by the French judges while discharging personal debts in exchange for liquidation of debtors' assets. Our empirical results highlight the determinants of judicial selection between debtors whose debts are wiped out and those who have to reimburse them. These empirical results help us to understand better how much French personal bankruptcy law is rather pro creditor than pro debtor.
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Bibliographic InfoPaper provided by University of Paris West - Nanterre la Défense, EconomiX in its series EconomiX Working Papers with number 2012-10.
Length: 19 pages
Date of creation: 2012
Date of revision:
personal bankruptcy; courts; debt restructurings;
Find related papers by JEL classification:
- K35 - Law and Economics - - Other Substantive Areas of Law - - - Personal Bankruptcy Law
- D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
- K40 - Law and Economics - - Legal Procedure, the Legal System, and Illegal Behavior - - - General
This paper has been announced in the following NEP Reports:
- NEP-ALL-2012-03-21 (All new papers)
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Régis Blazy & Bertrand Chopard & Eric Langlais & Ydriss Ziane, 2011.
"Personal Bankruptcy Law, Fresh Starts, and Judicial Practice,"
EconomiX Working Papers
2011-15, University of Paris West - Nanterre la Défense, EconomiX.
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- Filer, Larry & Fisher, Jonathan D., 2007. "Do liquidity constraints generate excess sensitivity in consumption? New evidence from a sample of post-bankruptcy households," Journal of Macroeconomics, Elsevier, vol. 29(4), pages 790-805, December.
- Anne Muller & Henri Fraisse, 2011. "Les commissions de surendettement des ménages : de l’objectif de négociation à la prévention de la rechute," Économie et Statistique, Programme National Persée, vol. 443(1), pages 3-27.
- Scott Fay & Erik Hurst & Michelle J. White, 2002. "The Household Bankruptcy Decision," American Economic Review, American Economic Association, vol. 92(3), pages 706-718, June.
- Ethan Cohen-Cole & Burcu Duygan-Bump & Judit Montoriol-Garriga, 2009. "Forgive and forget: who gets credit after bankruptcy and why?," Risk and Policy Analysis Unit Working Paper QAU09-2, Federal Reserve Bank of Boston.
- Astrid A. Dick & Andreas Lehnert, 2010.
"Personal Bankruptcy and Credit Market Competition,"
Journal of Finance,
American Finance Association, vol. 65(2), pages 655-686, 04.
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