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Deposit Insurance and Financial Inclusion: Current Trends in Insuring Digital Stored-Value Products

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  • International Association of Deposit Insurers

Abstract

The rapidly evolving availability of DSPs as a mechanism to foster financial inclusion has raised the attention of deposit insurers, given their role in protecting small depositors. Although DSPs and deposits have similar characteristics from the consumer’s perspective, deposit insurers are analysing the situation carefully as they could become involved in insuring DSPs under potential new scenarios that include non-bank providers outside the traditional financial system.

Suggested Citation

  • International Association of Deposit Insurers, 2020. "Deposit Insurance and Financial Inclusion: Current Trends in Insuring Digital Stored-Value Products," IADI Research Papers 20-03, International Association of Deposit Insurers.
    • Handle: RePEc:awl:respap:2003
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    References listed on IDEAS

    as
    1. Alfred Hannig & Stefan Jansen, 2010. "Financial Inclusion and Financial Stability : Current Policy Issues," Finance Working Papers 23124, East Asian Bureau of Economic Research.
    2. Peter J. Morgan & Victor Pontines, 2014. "Financial Stability and Financial Inclusion," Microeconomics Working Papers 24278, East Asian Bureau of Economic Research.
    3. Mr. Tanai Khiaonarong, 2014. "Oversight Issues in Mobile Payments," IMF Working Papers 2014/123, International Monetary Fund.
    4. International Association of Deposit Insurers, 2014. "IADI Core Principles for Effective Deposit Insurance Systems," IADI Standards 14-11, International Association of Deposit Insurers.
    5. Juan Carlos Izaguirre & Timothy Lyman & Claire McGuire & Dave Grace, 2016. "Deposit Insurance and Digital Financial Inclusion," World Bank Publications - Reports 25707, The World Bank Group.
    6. World Bank [WB], 2018. "The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution," Working Papers id:12735, eSocialSciences.
    7. Robert Cull & Asl? Demirgüç-Kunt & Timothy Lyman, 2012. "Financial Inclusion and Stability : What Does Research Show?," World Bank Publications - Reports 9443, The World Bank Group.
    8. Hannig, Alfred & Jansen, Stefan, 2010. "Financial Inclusion and Financial Stability: Current Policy Issues," ADBI Working Papers 259, Asian Development Bank Institute.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    deposit insurance; bank resolution;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G33 - Financial Economics - - Corporate Finance and Governance - - - Bankruptcy; Liquidation

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