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Who captures who? Long-lasting bank relationships and growth of firms

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Author Info
Alessandro GAMBINI () (Universita' Politecnica delle Marche, Dipartimento di Economia)
Alberto ZAZZARO () (Universita' Politecnica delle Marche, Dipartimento di Economia)

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Abstract

The theoretical literature has identified potential benefits and costs of close bank-firm relationships for both parties, suggesting possible reasons for firms being captured by banks and vice versa. In this paper we empirically explore the effects of long-lasting credit relationships on employment and asset growth of a large sample of Italian manufacturing firms in the period 1998-2003. The main findings are that relationship lending hampers the efforts of small firms to increase their size (especially in terms of employees), while it mitigates the negative growth of troubled, medium-large enterprises, thus supporting the hypothesis that small firms are captured by banks which, in turn, are captured by large firms.

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File URL: http://dea2.univpm.it/quaderni/pdf/332.pdf
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File Function: First version, 2009
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Publisher Info
Paper provided by Universita' Politecnica delle Marche (I), Dipartimento di Economia in its series Working Papers with number 332.

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Length: 62
Date of creation: Jul 2009
Date of revision:
Handle: RePEc:anc:wpaper:332

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Related research
Keywords: Capture effetcs; Firms' growth; Relationship lending;

Other versions of this item:

Find related papers by JEL classification:
G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Mortgages
G34 - Financial Economics - - Corporate Finance and Governance - - - Mergers; Acquisitions; Restructuring; Corporate Governance

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This page was last updated on 2009-11-26.


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