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The U.S.-Guatemala Remittance Corridor : Understanding Better the Drivers of Remittances Intermediation

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Author Info

  • Hela Cheikhrouhou
  • Rodrigo Jarque
  • Raúl Hernández-Coss
  • Radwa El-Swaify
Registered author(s):

    Abstract

    This study reports on recent development and future potential for U.S.-based Guatemalan workers cross-border retail transfers to be more formal, cheaper, and disposed to the cross-sale of financial products and services. It also presents the key features of remittances senders, recipients, instruments, and intermediaries involved. The paper focuses on three areas: (a) the main characteristics of the Guatemalan migrants in the United States and the key drivers behind their decision to remit money and to choose an intermediary; (b) financial infrastructure supporting U.S.-Guatemala remittances processing, especially the role of technology, payment systems and innovations going forward, as avenues to help lower transaction costs, among others; and (c) the landscape of workers remittances distribution in Guatemala, examines the characteristics of recipients and the evidence of remittances impact, and analyzes the indications of potential for cross-sale of financial services to recipients.

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    File URL: https://openknowledge.worldbank.org/bitstream/handle/10986/7172/380590US0GU0Re101OFFICIAL0USE0ONLY1.pdf?sequence=1
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    Bibliographic Info

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    This book is provided by The World Bank in its series World Bank Publications with number 7172 and published in 2006.

    ISBN: 978-0-8213-6782-7
    Handle: RePEc:wbk:wbpubs:7172

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    Postal: 1818 H Street, N.W., Washington, DC 20433
    Phone: (202) 477-1234
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    Web page: https://openknowledge.worldbank.org
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    Related research

    Keywords: Health; Nutrition and Population - Population Policies Law and Development - Corporate Law Agriculture and Farming Systems Banks and Banking Reform Macroeconomics and Economic Growth - Remittances Finance and Financial Sector Development Health; Nutrition and Population Agriculture;

    References

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    1. Samir Jahjah & Ralph Chami & Connel Fullenkamp, 2003. "Are Immigrant Remittance Flows a Source of Capital for Development," IMF Working Papers 03/189, International Monetary Fund.
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    Cited by:
    1. World Bank, 2008. "Local Gains from Global Opportunities : Improving Central America's Investment Climate," World Bank Other Operational Studies 7959, The World Bank.

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