Are Women More Likely to be Credit Constrained? Evidence from Low-Income Urban Households in the Philippines
AbstractBased on survey data for 2002 and 2006, this paper investigates the determinants of credit constraints among women and men in two urban slum communities of Manila in the Philippines. The results show that women are more likely to be credit constrained than men. Rather than wealth, informal lenders seem to rely more on reputation and credit history to screen prospective borrowers, and the consequences of repayment delays or defaults are more severe for women than for men. These findings provide empirical support for women-targeted credit interventions in urban poor contexts, particularly those that enable women to build and capitalize on good credit histories.
Download InfoIf you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
Bibliographic InfoArticle provided by Taylor & Francis Journals in its journal Feminist Economics.
Volume (Year): 18 (2012)
Issue (Month): 3 (July)
Contact details of provider:
Web page: http://www.tandfonline.com/RFEC20
You can help add them by filling out this form.
reading list or among the top items on IDEAS.Access and download statisticsgeneral information about how to correct material in RePEc.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Michael McNulty).
If references are entirely missing, you can add them using this form.