Credit Unions as Channels of Micro-Credit Lines: The Philippine Case
AbstractOne of the important weapons the government has used to alleviate poverty is its credit policy aimed to mitigate destitution among small farm households. However, its intended recipients have not properly received the effort. Convinced that credit availability can be sustained to achieve poverty alleviation, the government has started to utilize informal financial institutions as credit conduits. This paper provides empirical support whether or not this strategy has been effective. In particular, it analyzes the performance of credit unions in terms of savings mobilization, credit allocation and profitability.
Download InfoIf you experience problems downloading a file, check if you have the proper application to view it first. In case of further problems read the IDEAS help page. Note that these files are not on the IDEAS site. Please be patient as the files may be large.
Bibliographic InfoPaper provided by Philippine Institute for Development Studies in its series Discussion Papers with number DP 1995-25.
Date of creation: 1995
Date of revision:
savings mobilization; credit unions; financial system; interest rate; credit policy; credit channel/conduit; self-employment; savings deposit; profitability and feasibility;
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Lamberte, Mario B. & Graham, Douglas H. & Relampagos, Julius P., 1990. "Credit Unions: An Underrated Mode of Mobilizing and Allocating Resources in Rural Areas," Working Papers WP 1990-21, Philippine Institute for Development Studies.
- Lamberte, Mario B. & Graham, Douglas H. & Relampagos, Julius P., 1990. "A Study of the Operations and Performance of Selected Cooperative Credit Unions," Working Papers WP 1990-23, Philippine Institute for Development Studies.
- Lamberte, Mario B. & Balbosa, Joven Zamoras, 1988. "Informal Savings and Credit Institutions in the Urban Areas: The Case of Cooperative Credit Unions," Working Papers WP 1988-06, Philippine Institute for Development Studies.
- Lamberte, Mario B. & Manlagnit, Ma. Chelo V., 2003. "Integrating Gender Perspectives in Evaluating the Efficiency of COFI: The Case of Credit Cooperatives in the Philippines," Discussion Papers DP 2003-06, Philippine Institute for Development Studies.
For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: (Aniceto Orbeta).
If references are entirely missing, you can add them using this form.