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Understanding the technology acceptance model in the QRIS usage: Evidence from SMEs in Indonesia

Author

Listed:
  • Dedy Husrizal Syah

    (Universitas Negeri Medan)

  • Faisal Rahman Dongoran

    (Universitas Muhammadiyah Sumatera Utara)

  • Eko Wahyu Nugrahadi

    (Universitas Negeri Medan)

  • Reza Aditia

    (Universitas Muhammadiyah Sumatera Utara)

Abstract

This study aims to examine the Technology Acceptance Model (TAM) for QRIS usage in SMEs in Indonesia. We employed Partial Least Square Structural Equation Modelling (PLS-SEM) with a first-order reflective model to analyze the data. The dataset contains 107 SMEs in Medan, Indonesia (n = 107). There are four constructs in the model in this study, namely: perceived usefulness, perceived ease of use, attitude toward using, and behavioral intention to use. After evaluating measurement models and structural models known to meet the criteria, we can conclude the results of the data analysis. In general, all variables positively affect other variables in this model, although one of them is insignificant. The results indicate that perceived usefulness is positive and significantly affects attitude toward using and behavioral intention to use. At the same time, attitude toward using is also positive and significantly affects behavioral intention to use. Furthermore, perceived ease of use is also shown to have a positive and significant effect on attitude toward using and perceived usefulness. However, perceived ease of use insignificantly affects behavioral intention to use, although it still positively affects the behavioral intention to use. The findings of this study provide some crucial implications for SMEs and the provider of QRIS. Since the results indicate welcoming QRIS usage, the socialization of QRIS needs to be more massive to reach the vast majority of Indonesian SMEs in Indonesia. Key Words:PLS-SEM, QRIS, SMEs, Technology Acceptance Model

Suggested Citation

  • Dedy Husrizal Syah & Faisal Rahman Dongoran & Eko Wahyu Nugrahadi & Reza Aditia, 2022. "Understanding the technology acceptance model in the QRIS usage: Evidence from SMEs in Indonesia," International Journal of Research in Business and Social Science (2147-4478), Center for the Strategic Studies in Business and Finance, vol. 11(6), pages 12-19, September.
    • Handle: RePEc:rbs:ijbrss:v:11:y:2022:i:6:p:12-19
    DOI: 10.20525/ijrbs.v11i6.1917
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    References listed on IDEAS

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    1. Viswanath Venkatesh, 2000. "Determinants of Perceived Ease of Use: Integrating Control, Intrinsic Motivation, and Emotion into the Technology Acceptance Model," Information Systems Research, INFORMS, vol. 11(4), pages 342-365, December.
    2. Ricky Aditya & Aditya Wardhana, 2016. "Pengaruh perceived usefulness dan perceived ease of use terhadap behavioral intention dengan pendekatan Technology Acceptance Model (TAM) pada pengguna Instant Messaging LINE di Indonesia," Jurnal Siasat Bisnis, Management Development Centre (MDC) Department of Management, Faculty of Business and Economics Universitas Islam Indonesia, vol. 20(1), pages 24-32.
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