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The Impact of Technological Change on the Currency Behavior of Households: An Empirical Cross-Section Study

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Author Info
Daniels, Kenneth N
Murphy, Neil B

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Abstract

The purpose of this article is to determine the impact of adoption of new technology (ATMs) by households on their behavior in holding currency inventories. Previous studies hypothesize that households respond to the availibility of ATMs by reducing their currency inventories. To test this hypothesis, data from two large household surveys are utilized. It is shown that the use of technology has a substantial impact on the currency inventories held by households. Copyright 1994 by Ohio State University Press.

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File URL: http://links.jstor.org/sici?sici=0022-2879%28199411%2926%3A4%3C867%3ATIOTCO%3E2.0.CO%3B2-4&origin=bc
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Publisher Info
Article provided by Blackwell Publishing in its journal Journal of Money, Credit and Banking.

Volume (Year): 26 (1994)
Issue (Month): 4 (November)
Pages: 867-74
Download reference. The following formats are available: HTML (with abstract), plain text (with abstract), BibTeX, RIS (EndNote, RefMan, ProCite), ReDIF
Handle: RePEc:mcb:jmoncb:v:26:y:1994:i:4:p:867-74

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Web page: http://www.blackwellpublishing.com/journal.asp?ref=0022-2879

For technical questions regarding this item, or to correct its listing, contact: (Christopher F. Baum).

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  1. Joanna Stavins, 2002. "Effect of consumer characteristics on the use of payment instruments," New England Economic Review, Federal Reserve Bank of Boston, issue Q 3, pages 19-31. [Downloadable!]
  2. Columba, Francesco, 2009. "Narrow money and transaction technology: new disaggregated evidence," MPRA Paper 12689, University Library of Munich, Germany. [Downloadable!]
    Other versions:
  3. David B. Humphrey, 1994. "Delivering deposit services: ATMs versus branches," Economic Quarterly, Federal Reserve Bank of Richmond, issue Spr, pages 59-81. [Downloadable!]
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