IDEAS home Printed from https://ideas.repec.org/a/jct/journl/v7y2012i2p10-17.html
   My bibliography  Save this article

Credit Risk in Agriculture Sector

Author

Listed:
  • Dr. Rabindra Kumar Mishra

    (Lecturer in Economics & Principal-in-charge, Sohela Degree College, Sohela, Bargarh(Odisha))

Abstract

The objective of the research paper is to study the credit deficit in agricultural sector. Credit deficit in agricultural sector means the difference between the institutional farm credit availed by the farmers and cost of production. Farmers require access to affordable, adequate and timely credit to purchase and use the inputs required for cultivation. But the credit provided by the financial institutions to agricultural sector continues to be inadequate and less than the cost of production. It compels them to depend on informal sources of credit. So, in this paper in order to examine the difference between institutional short term credit availed by the farmers and cost of production i.e. credit deficit per acre and per farms, a field study (2009-10) of three villages of different degree of Bargarh district (Orissa) India has been done. In order to test the hypotheses to know the significant difference in the credit deficit per acre and per farm across the villages and farm sizes TWO WAY ANOVA TEST has been done.

Suggested Citation

  • Dr. Rabindra Kumar Mishra, 2012. "Credit Risk in Agriculture Sector," Journal of Commerce and Trade, Society for Advanced Management Studies, vol. 7(2), pages 10-17, October.
    • Handle: RePEc:jct:journl:v:7:y:2012:i:2:p:10-17
    as

    Download full text from publisher

    File URL: https://www.jctindia.org/index.php/jct/article/view/o12-rkm
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    Cost; Credit; Deficit; Farms; Production; Villages;
    All these keywords.

    JEL classification:

    • Q14 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Agriculture - - - Agricultural Finance
    • P43 - Political Economy and Comparative Economic Systems - - Other Economic Systems - - - Finance; Public Finance

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:jct:journl:v:7:y:2012:i:2:p:10-17. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Dr. Himanshu Agarwal (email available below). General contact details of provider: .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.