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effet synergique des déterminants de l'accès au financement bancaire par les PME au Cameroun

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  • Kadjie Kadjie Christelle Flore
  • Guy Réné OMENGUELE

Abstract

Ce papier explore l’effet synergique des déterminants de l’accès au financement bancaire par les Petites et Moyennes Entreprises (PME) au Cameroun. La méthodologie d’analyse est la régression logistique binomiale appliquée sur des données collectées par un questionnaire administré auprès d’un échantillon de 78 PME. Trois principaux résultats découlent de cette recherche. Premièrement, la relation banque-entreprise, mesurée par la durée de la relation et le nombre de banques en relation de financement avec l’entreprise, a un effet positif et significatif sur l’accès au crédit bancaire. Deuxièment, la structure de propriété de l’entreprise impacte significativement sur l’accès au financement bancaire. Troixièment, le profil du dirigeant capté à travers l’âge, exerce une influence significative sur l’accès des PME au financement bancaire.

Suggested Citation

  • Kadjie Kadjie Christelle Flore & Guy Réné OMENGUELE, 2019. "effet synergique des déterminants de l'accès au financement bancaire par les PME au Cameroun," Journal of Academic Finance, RED research unit, university of Gabes, Tunisia, vol. 10(2), pages 84-101, December.
    • Handle: RePEc:jaf:journl:v:10:y:2019:i:2:n:261
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    More about this item

    Keywords

    Asymétrie d’Information; Financement Bancaire; PME; Régression Logistique Binomiale.; Asymmetric Information; Bank Financing; SMEs; Binomial Logistic Regression.;
    All these keywords.

    JEL classification:

    • M1 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration
    • N8 - Economic History - - Micro-Business History
    • G3 - Financial Economics - - Corporate Finance and Governance

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