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The Operational Mechanism of Agricultural Products Supply Chain Finance Based on the Mode-Capability-Customer Matching Approach

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  • Yang Li

    (School of Economics and Management, China University of Mining & Technology, Xuzhou 221116, China)

  • Quanlong Liu

    (School of Economics and Management, China University of Mining & Technology, Xuzhou 221116, China)

Abstract

The key to successful agricultural product supply chain finance of commercial banks lies in coordinating the relationship among the “supply chain finance model”, “banking serviceability”, and “user satisfaction”. Previous research on agricultural products supply chain finance rarely incorporated the operational level of commercial banks. To fill this gap, this paper transforms the operational problem of the agricultural product supply chain finance of commercial banks into a matching problem between the agricultural product supply chain finance model and customers under the constraint of serviceability. First, a matching model of “mode-capability-customer” of agricultural products supply chain finance is constructed based on the theory of bilateral matching; second, a measurement index system of matching degree and satisfaction is constructed, where matching degree and satisfaction are calculated; finally, the optimal matching model is studied. This paper proposes a model that matches agricultural supply chain finance with customer satisfaction, considering bank serviceability constraints. It improves the implementation of agricultural product supply chain finance by commercial banks. The study uses surveys and evaluations to assess stakeholder satisfaction and preferences. An operational research model optimizes the matching process between supply chain finance models and recipients, ensuring suitability. The paper provides a theoretical basis for rural financial services and practical recommendations for commercial bank supply chain finance, with valuable real-world applications.

Suggested Citation

  • Yang Li & Quanlong Liu, 2023. "The Operational Mechanism of Agricultural Products Supply Chain Finance Based on the Mode-Capability-Customer Matching Approach," Sustainability, MDPI, vol. 15(23), pages 1-24, December.
    • Handle: RePEc:gam:jsusta:v:15:y:2023:i:23:p:16492-:d:1292656
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    References listed on IDEAS

    as
    1. Panos Kouvelis & Wenhui Zhao, 2016. "Supply Chain Contract Design Under Financial Constraints and Bankruptcy Costs," Management Science, INFORMS, vol. 62(8), pages 2341-2357, August.
    2. Vighneswara Swamy & Dharani M, 2016. "Analyzing the agricultural value chain financing: approaches and tools in India," Agricultural Finance Review, Emerald Group Publishing Limited, vol. 76(2), pages 211-232, July.
    3. Jena, Sarat Kumar & Padhi, Sidhartha S & Cheng, T.C.E., 2023. "Optimal selection of supply chain financing programmes for a financially distressed manufacturer," European Journal of Operational Research, Elsevier, vol. 306(1), pages 457-477.
    4. Wuttke, David A. & Blome, Constantin & Sebastian Heese, H. & Protopappa-Sieke, Margarita, 2016. "Supply chain finance: Optimal introduction and adoption decisions," International Journal of Production Economics, Elsevier, vol. 178(C), pages 72-81.
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