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The evolution of bank lending to small business Author info | Abstract | Publisher info | Download info | Related research | Statistics Joe Peek
Eric Rosengren
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This article examines how consolidation, along with the use of credit-scoring models for lending, may be reflected in recent patterns of small business lending by banks. The authors find that the market for small business lending has been substantially influenced both by the wave of bank consolidations and by the adoption of efficiency-enhancing information technologies at banks.
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Article provided by Federal Reserve Bank of Boston in its journal New England Economic Review .
Volume (Year): (1998)
Issue (Month): Mar ()
Pages: 27-36
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Handle: RePEc:fip:fedbne:y:1998:i:mar:p:27-36Contact details of provider: Postal: 600 Atlantic Avenue, Boston, Massachusetts 02210 Phone: 617-973-3397 Fax: 617-973-4221 Email: Web page: http://www.bos.frb.org/ More information through EDIRC
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Keywords: Small business ; Bank loans ; References listed on IDEAS Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile , click on "citations" and make appropriate adjustments.:
Joe Peek & Eric Rosengren, 1995.
"The effects of interstate branching on small business lending ,"
Proceedings ,
Federal Reserve Bank of Chicago, issue May, pages 314-331.
Nicholas Walraven, 1997.
"Small business lending by banks involved in mergers ,"
Finance and Economics Discussion Series
1997-25, Board of Governors of the Federal Reserve System (U.S.).
[Downloadable!]
William R. Keeton, 1995.
"Multi-office bank lending to small businesses: some new evidence ,"
Economic Review ,
Federal Reserve Bank of Kansas City, issue Q II, pages 45-57.
[Downloadable!]
Philip E. Strahan & James Weston, 1996.
"Small business lending and bank consolidation: is there cause for concern? ,"
Current Issues in Economics and Finance ,
Federal Reserve Bank of New York, issue Mar.
[Downloadable!]
Allen N. Berger & Anthony Saunders & Joseph M. Scalise & Gregory F. Udell, 1997.
"The effects of bank mergers and acquisitions on small business lending ,"
Finance and Economics Discussion Series
1997-28, Board of Governors of the Federal Reserve System (U.S.).
[Downloadable!]
Other versions:
Allen N. Berger & Anthony Saunders & Joseph M. Scalise & Gregory F. Udell, 1997.
"The Effects of Bank Mergers and Acquisitions on Small Business Lending ,"
New York University, Leonard N. Stern School Finance Department Working Paper Seires
97-1, New York University, Leonard N. Stern School of Business-.
Allen N. Berger & Anthony Saunders & Joseph M. Scalise & Gregory F. Udell, 1998.
"The Effects of Bank Mergers and Acquisitions on Small Business Lending ,"
New York University, Leonard N. Stern School Finance Department Working Paper Seires
98-007, New York University, Leonard N. Stern School of Business-.
Allen N. Berger & Anthony Saunders & Joseph M. Scalise & Gregory F. Udell, 1997.
"The effects of bank mergers and acquisitions on small business lending ,"
Proceedings ,
Federal Reserve Bank of Chicago, issue May, pages 241-255.
Berger, Allen N. & Saunders, Anthony & Scalise, Joseph M. & Udell, Gregory F., 1998.
"The effects of bank mergers and acquisitions on small business lending1 ,"
Journal of Financial Economics ,
Elsevier, vol. 50(2), pages 187-229, November.
[Downloadable!] (restricted) Allen N. Berger & Anil K. Kashyap & Joseph Scalise, 1995.
"The Transformation of the U.S. Banking Industry: What a Long, Strange Trip It's Been ,"
Center for Financial Institutions Working Papers
96-06, Wharton School Center for Financial Institutions, University of Pennsylvania.
Other versions:
Full
references Cited by : (explanations , Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile , click on "citations" and make appropriate adjustments.)
Michael Devaney & William Weber, 2002.
"Small-Business Lending and Profit Efficiency in Commercial Banking ,"
Journal of Financial Services Research ,
Springer, vol. 22(3), pages 225-246, December.
[Downloadable!] (restricted)
Glenn Yago & Betsy Zeidman & Alethea Abuyuan, 2007.
"A history of emerging domestic markets ,"
Community Development Investment Review ,
Federal Reserve Bank of San Francisco, pages 1-22.
[Downloadable!]
Loretta J. Mester, 1999.
"Banking industry's consolidation: what's a small business to do? ,"
Business Review ,
Federal Reserve Bank of Philadelphia, issue Jan, pages 3-16.
[Downloadable!]
Brian Uzzi & Ryon Lancaster, 2001.
"Social capital and the cost of business loan contracting ,"
Proceedings ,
Federal Reserve Bank of Chicago, issue Apr, pages 237-260.
[Downloadable!]
Alexander Cobham, .
"The Financing and Technology Decisions of SMEs: II. Technology and Policy ,"
QEH Working Papers
qehwps25, Queen Elizabeth House, University of Oxford.
[Downloadable!]
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