This file is part of IDEAS , which uses RePEc data
[ Papers |
Articles |
Software |
Books |
Chapters |
Authors |
Institutions |
JEL Classification |
NEP reports |
Search |
New papers by email |
Author registration |
Rankings |
Volunteers |
FAQ |
Blog |
Help! ]
Does foreign bank penetration reduce access to credit in developing countries"evidence from asking borrowers Author info | Abstract | Publisher info | Download info | Related research | Statistics Clarke, George R. G.
Cull, Robert
Martinez Peria, Maria Soledad
Additional information is available for the following
registered author(s):
Existing evidence on the effect of foreign bank penetration on lending to small and medium-size enterprises is ambiguous. Case studies of developing countries show that foreign banks lend less to such firms than domestic banks do. But cross-country studies find that foreign bank entry fosters competition and reduces interest rates, benefits that should extend to all firms. The authors use data from a large cross-country survey of enterprises to investigate this issue. Their results suggest that foreign bank penetration improves financing conditions (both the quantities of financing and the terms) for enterprises of all sizes, although it seems to benefit larger firms more.
To download:
If you experience problems downloading a file, check if you have the
proper application to
view it first. Information about this may be contained
in the File-Format links below. In case of further problems read
the IDEAS help
page . Note that these files are not on the IDEAS
site. Please be patient as the files may be large.
Paper provided by The World Bank in its series Policy Research Working Paper Series with number
2716.
Download reference. The following formats are available: HTML
(with abstract ),
plain text
(with abstract ),
BibTeX ,
RIS (EndNote, RefMan, ProCite),
ReDIF
Length:
Date of creation: 30 Nov 2001Date of revision:
Handle: RePEc:wbk:wbrwps:2716Contact details of provider: Postal: 1818 H Street, N.W., Washington, DC 20433 Email: Web page: http://www.worldbank.org/ More information through EDIRC
For technical questions regarding this item, or to correct its listing, contact: (Roula I. Yazigi).
Keywords: Banks&Banking Reform ; Economic Theory&Research ; Payment Systems&Infrastructure ; Financial Intermediation ; Financial Crisis Management&Restructuring ; Banks&Banking Reform ; Financial Intermediation ; Financial Crisis Management&Restructuring ; Municipal Financial Management ; Economic Theory&Research ; Other versions of this item:
References listed on IDEAS Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile , click on "citations" and make appropriate adjustments.: Clarke, George R. G. & Cull, Robert & Martinez Peria, Maria Soledad & Sanchez, Susana M., 2002.
"Bank lending to small businesses in Latin America : does Bank origin matter? ,"
Policy Research Working Paper Series
2760, The World Bank.
[Downloadable!]
Other versions:
Clarke, George & Cull, Robert & Martinez Peria, Maria Soledad & Sanchez, Susana M, 2005.
"Bank Lending to Small Businesses in Latin America: Does Bank Origin Matter? ,"
Journal of Money, Credit and Banking ,
Blackwell Publishing, vol. 37(1), pages 83-118, February.
Claessens, Stijn & Glaessner, Tom, 1998.
"The internationalization of financial services in Asia ,"
Policy Research Working Paper Series
1911, The World Bank.
[Downloadable!]
Demirguc-Kunt, Asli & Huizinga, Harry, 1998.
"Determinants of commercial bank interest margins and profitability : some international evidence ,"
Policy Research Working Paper Series
1900, The World Bank.
[Downloadable!]
Other versions: Mahajan, Arvind & Rangan, Nanda & Zardkoohi, Asghar, 1996.
"Cost structures in multinational and domestic banking ,"
Journal of Banking & Finance ,
Elsevier, vol. 20(2), pages 283-306, March.
[Downloadable!] (restricted)
William R. Keeton, 1995.
"Multi-office bank lending to small businesses: some new evidence ,"
Economic Review ,
Federal Reserve Bank of Kansas City, issue Q II, pages 45-57.
[Downloadable!]
Allen N. Berger & Robert DeYoung & Hesna Genay & Gregory F. Udell, 2000.
"Globalization of financial institutions: evidence from cross-border banking performance ,"
Finance and Economics Discussion Series
2000-04, Board of Governors of the Federal Reserve System (U.S.).
[Downloadable!]
Other versions: Barth, James R. & Caprio Jr, Gerard & Levine, Ross, 2001.
"The regulation and supervision of banks around the world - a new database ,"
Policy Research Working Paper Series
2588, The World Bank.
[Downloadable!]
Barth, James R. & Caprio, Gerard & Levine, Ross, 2000.
"Banking systems around the globe : do regulation and ownership affect the performance and stability? ,"
Policy Research Working Paper Series
2325, The World Bank.
[Downloadable!]
Linda S. Goldberg, 2001.
"When is U.S. bank lending to emerging markets volatile? ,"
Staff Reports
119, Federal Reserve Bank of New York.
[Downloadable!]
Other versions: Clarke, George R G & Cull, Robert, 2002.
"Political and Economic Determinants of the Likelihood of Privatizing Argentine Public Banks ,"
Journal of Law & Economics ,
University of Chicago Press, vol. 45(1), pages 165-97, April.
Allen N. Berger & Anthony Saunders & Joseph M. Scalise & Gregory F. Udell, 1998.
"The Effects of Bank Mergers and Acquisitions on Small Business Lending ,"
New York University, Leonard N. Stern School Finance Department Working Paper Seires
98-007, New York University, Leonard N. Stern School of Business-.
Other versions:
Allen N. Berger & Anthony Saunders & Joseph M. Scalise & Gregory F. Udell, 1997.
"The Effects of Bank Mergers and Acquisitions on Small Business Lending ,"
New York University, Leonard N. Stern School Finance Department Working Paper Seires
97-1, New York University, Leonard N. Stern School of Business-.
Allen N. Berger & Anthony Saunders & Joseph M. Scalise & Gregory F. Udell, 1997.
"The effects of bank mergers and acquisitions on small business lending ,"
Finance and Economics Discussion Series
1997-28, Board of Governors of the Federal Reserve System (U.S.).
[Downloadable!] Allen N. Berger & Anthony Saunders & Joseph M. Scalise & Gregory F. Udell, 1997.
"The effects of bank mergers and acquisitions on small business lending ,"
Proceedings ,
Federal Reserve Bank of Chicago, issue May, pages 241-255.
Berger, Allen N. & Saunders, Anthony & Scalise, Joseph M. & Udell, Gregory F., 1998.
"The effects of bank mergers and acquisitions on small business lending1 ,"
Journal of Financial Economics ,
Elsevier, vol. 50(2), pages 187-229, November.
[Downloadable!] (restricted) Loretta J. Mester, 1997.
"What's the point of credit scoring? ,"
Business Review ,
Federal Reserve Bank of Philadelphia, issue Sep, pages 3-16.
[Downloadable!]
Clarke, George R. G. & Cull, Robert, 1999.
"Why Privatize? The Case of Argentina's Public Provincial Banks ,"
World Development ,
Elsevier, vol. 27(5), pages 865-886, May.
[Downloadable!] (restricted)
Other versions: James R. Barth & Gerard Caprio Jr. & Ross Levine, 2001.
"Banking Systems around the Globe: Do Regulation and Ownership Affect Performance and Stability? ,"
NBER Chapters ,
in: Prudential Supervision: What Works and What Doesn't, pages 31-96
National Bureau of Economic Research, Inc.
[Downloadable!]
Berger, Allen N & Udell, Gregory F, 1995.
"Relationship Lending and Lines of Credit in Small Firm Finance ,"
Journal of Business ,
University of Chicago Press, vol. 68(3), pages 351-81, July.
[Downloadable!] (restricted)
Claessens, Stijn & Demirguc-Kunt, Asl[iota] & Huizinga, Harry, 2001.
"How does foreign entry affect domestic banking markets? ,"
Journal of Banking & Finance ,
Elsevier, vol. 25(5), pages 891-911, May.
[Downloadable!] (restricted)
Allen N. Berger & Leora F. Klapper & Gegory F. Udell, 2001.
"The ability of banks to lend to informationally opaque small businesses ,"
Proceedings ,
Federal Reserve Bank of Chicago, issue May, pages 241-261.
Other versions:
Berger, Allen N. & Klapper, Leora F. & Udell, Gregory F., 2001.
"The ability of banks to lend to informationally opaque small businesses ,"
Policy Research Working Paper Series
2656, The World Bank.
[Downloadable!] Allen N. Berger & Leora F. Klapper & Gregory F. Udell, 2001.
"The ability of banks to lend to informationally opaque small businesses ,"
Finance and Economics Discussion Series
2001-34, Board of Governors of the Federal Reserve System (U.S.).
[Downloadable!] Berger, Allen N. & Klapper, Leora F. & Udell, Gregory F., 2001.
"The ability of banks to lend to informationally opaque small businesses ,"
Journal of Banking & Finance ,
Elsevier, vol. 25(12), pages 2127-2167, December.
[Downloadable!] (restricted) Philip E. Strahan & James Weston, 1996.
"Small business lending and bank consolidation: is there cause for concern? ,"
Current Issues in Economics and Finance ,
Federal Reserve Bank of New York, issue Mar.
[Downloadable!]
Barth, James R. & Caprio Jr., Gerard & Levine, Ross, 2001.
"Bank regulation and supervision : what works best? ,"
Policy Research Working Paper Series
2725, The World Bank.
[Downloadable!]
Other versions:
James R. Barth & Gerard Caprio, Jr. & Ross Levine, 2002.
"Bank Regulation and Supervision: What Works Best? ,"
NBER Working Papers
9323, National Bureau of Economic Research, Inc.
[Downloadable!] (restricted) Barth, James R. & Caprio, Gerard Jr. & Levine, Ross, 2004.
"Bank regulation and supervision: what works best? ,"
Journal of Financial Intermediation ,
Elsevier, vol. 13(2), pages 205-248, April.
[Downloadable!] (restricted) Chang, C Edward & Hasan, Iftekhar & Hunter, William C, 1998.
"Efficiency of Multinational Banks: An Empirical Investigation ,"
Applied Financial Economics ,
Taylor and Francis Journals, vol. 8(6), pages 689-96, December.
[Downloadable!] (restricted)
Lawrence G. Goldberg & Gary C. Zimmerman (ary), 1992.
"The competitive impact of foreign commercial banks in the United States ,"
Proceedings ,
Federal Reserve Bank of St. Louis, pages 161-209.
Full
references Cited by : (explanations , Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile , click on "citations" and make appropriate adjustments.) This item has more than 25 citations. To prevent cluttering this page, these citations are listed on a separate page .
Access and
download statistics Did you know? You too can volunteer for RePEc, for example by editing a NEP report.
This page was last updated on 2009-11-25.
This information is provided to you by IDEAS at the Department of Economics , College of Liberal Arts and Sciences , University of Connecticut using RePEc data on a server sponsored by the Society for Economic Dynamics .