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Who is credit constrained? evidence from rural Malawi

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Author Info

  • Franklin Simtowe
  • Aliou Diagne
  • Manfred Zeller

Abstract

Using data from Malawi, this paper examines factors that influence a household’s likelihood of facing credit constraints. Households with larger land holdings have a higher probability of reporting credit constraints, apparently due to lack of secure land rights which could enable households to use land as collateral when borrowing. Households with a greater number of active male adults are also more likely to report credit constraints.

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Bibliographic Info

Article provided by Emerald Group Publishing in its journal Agricultural Finance Review.

Volume (Year): 68 (2008)
Issue (Month): 2 (September)
Pages: 255-272

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Handle: RePEc:eme:afrpps:v:68:y:2008:i:2:p:255-272

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Related research

Keywords: Credit constraints; Elicitation; Malawi; Rationing; Sample selection;

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Cited by:
  1. Weber, Ron & Musshoff, Oliver, 2012. "Microfinance for Agricultural Firms- Credit Access and Loan Repayment in Tanzania," 123rd Seminar, February 23-24, 2012, Dublin, Ireland 122552, European Association of Agricultural Economists.
  2. Weber, Ron & Musshoff, Oliver, 2012. "Microfinance for agricultural firms - What can we learn from bank data?," 2012 Conference, August 18-24, 2012, Foz do Iguacu, Brazil 126708, International Association of Agricultural Economists.

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