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Access to Finance in Sub-Saharan Africa: Is There a Gender Gap?

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Author Info

  • Aterido, Reyes
  • Beck, Thorsten
  • Iacovone, Leonardo

Abstract

We show the existence of an unconditional gender gap in Sub-Saharan Africa. However, when key observable characteristics of the enterprises or individuals are taken into account the gender gap disappears. In the case of enterprises, we explain our finding with differences in key characteristics and a potential selection bias. In the case of individuals, the lower use of formal financial services by women can be explained by gender gaps in other dimensions related to the use of financial services, such as their lower level of income and education, and by their household and employment status.

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Bibliographic Info

Article provided by Elsevier in its journal World Development.

Volume (Year): 47 (2013)
Issue (Month): C ()
Pages: 102-120

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Handle: RePEc:eee:wdevel:v:47:y:2013:i:c:p:102-120

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Web page: http://www.elsevier.com/locate/worlddev

Related research

Keywords: access to financial services; gender; entrepreneurship;

References

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Citations

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Cited by:
  1. Thorsten Beck & Robert Cull, 2013. "Banking in Africa," CSAE Working Paper Series 2013-16, Centre for the Study of African Economies, University of Oxford.
  2. Hansen, Henrik & Rand, John, 2014. "Estimates of gender differences in firm’s access to credit in Sub-Saharan Africa," Economics Letters, Elsevier, vol. 123(3), pages 374-377.
  3. Claudia Piras & Andrea Filippo Presbitero & Roberta Rabellotti, 2013. "Definitions Matter: Measuring Gender Gaps in Firms' Access to Credit," Mo.Fi.R. Working Papers 90, Money and Finance Research group (Mo.Fi.R.) - Univ. Politecnica Marche - Dept. Economic and Social Sciences.

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