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Zur Versicherungsfunktion von Rücküberweisungen von Migranten: Eine Untersuchung in Südafrika

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  • Dorothee Crayen
  • Christa Hainz

    ()

  • Christiane Ströh de Martínez

Abstract

In den meisten Entwicklungs- und Schwellenländern bestehen keine umfas - senden Systeme der sozialen Sicherung. Private Versicherungen sind für einen Großteil der Bevölkerung meist schwer zugänglich oder sehr teuer. Von Risiken sind jedoch alle Menschen betroffen und arme Bevölkerungsschichten häufig sogar noch stärker. Da es für Menschen mit geringen und häufig unregelmäßigen Einkommen schwierig ist, größere Ausgaben zu decken, benutzen sie unterschiedliche Mechanismen der Vorsorge und des Finanzmanagements, um mit Risiken umzugehen. Die hier vorgestellte Studie untersucht, ob Rücküberweisungen von Migranten Versicherungen ersetzen oder eher zum Abschluss von Versicherungen führen.

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Bibliographic Info

Article provided by Ifo Institute for Economic Research at the University of Munich in its journal ifo Schnelldienst.

Volume (Year): 64 (2011)
Issue (Month): 10 (05)
Pages: 17-21

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Handle: RePEc:ces:ifosdt:v:64:y:2011:i:10:p:17-21

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Keywords: Rücküberweisung (Migranten) Soziale Sicherung Sozialversicherung Südafrika;

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  1. Dorothee Crayen & Christa Hainz & Christiane Ströh de Martinez, 2012. "Remittances, Banking Status and the Usage of Insurance Schemes," Ifo Working Paper Series Ifo Working Paper No. 137, Ifo Institute for Economic Research at the University of Munich.
  2. Sanket Mohapatra & George Joseph & Dilip Ratha, 2012. "Remittances and natural disasters: ex-post response and contribution to ex-ante preparedness," Environment, Development and Sustainability, Springer, Springer, vol. 14(3), pages 365-387, June.
  3. HwaJung Choi, 2007. "Are Remittances Insurance? Evidence from Rainfall Shocks in the Philippines," World Bank Economic Review, World Bank Group, World Bank Group, vol. 21(2), pages 219-248, May.
  4. Flore Gubert, 2002. "Do Migrants Insure Those who Stay Behind? Evidence from the Kayes Area (Western Mali)," Oxford Development Studies, Taylor & Francis Journals, Taylor & Francis Journals, vol. 30(3), pages 267-287.
  5. Dean Yang, 2005. "Coping With Disaster: The Impact of Hurricanes on International Financial Flows, 1970-2001," Working Papers, Research Seminar in International Economics, University of Michigan 534, Research Seminar in International Economics, University of Michigan.
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