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Kumulative Auswirkungen der Bankenregulierung auf die Geschäftsmodelle von Genossenschaftsbanken

Author

Listed:
  • Lange Marc
  • Paul Stephan

    (Lehrstuhl für Finanzierung und Kreditwirtschaft, Ruhr-Universität Bochum, Universitätsstraße 150, 44801, Bochum, Deutschland)

Abstract

Wir untersuchen die Auswirkungen regulatorischer Anforderungen auf die Geschäftsmodelle von kleinen und mittelständischen deutschen Genossenschaftsbanken. Die Analyse zeigt, dass sich die Geschäftsmodelle von Volks- und Raiffeisenbanken infolge der Regulatorik verändern. Die Bedeutung der Ertragsquellen verschiebt sich und eine Neupriorisierung der Kunden ist notwendig. Ferner ist das Produkt- und Dienstleistungsangebot anzupassen, preispolitische Maßnahmen sind zu vollziehen und das Asset-Liability-Management zu adjustieren.

Suggested Citation

  • Lange Marc & Paul Stephan, 2017. "Kumulative Auswirkungen der Bankenregulierung auf die Geschäftsmodelle von Genossenschaftsbanken," Zeitschrift für das gesamte Genossenschaftswesen, De Gruyter, vol. 67(4), pages 218-244, December.
    • Handle: RePEc:bpj:zfgewe:v:67:y:2017:i:4:p:218-244:n:2
    DOI: 10.1515/zfgg-2017-0024
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    References listed on IDEAS

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    2. Mr. Martin Cihak & Mr. Heiko Hesse, 2007. "Cooperative Banks and Financial Stability," IMF Working Papers 2007/002, International Monetary Fund.
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