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Digital resilience and financial stability. The quest for policy tools in the financial sector

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  • José Ramón Martínez Resano

Abstract

La resiliencia digital constituye un pilar fundamental para la estabilidad financiera ante la radical transición a la digitalización del sistema financiero. La consecución de resiliencia digital plantea retos regulatorios de amplio espectro con los que dar respuesta al complejo combinado de riesgos que conforman, principalmente, la ciber(in)seguridad y la concentración de recursos computacionales en la nube. Este artículo presenta las líneas maestras de la nueva lógica regulatoria precisa en los ámbitos micro- y macroprudencial, destaca sus rasgos singulares y la relación de estos con el atípico combinado de riesgos en juego en el ámbito de la resiliencia digital. En concreto, el artículo versa sobre la necesidad de innovaciones instrumentales como un mayor recurso a circuit breakers, sobre el singular papel de la cooperación en la regulación para la ciberseguridad y sobre los retos únicos que plantea el perímetro regulatorio de la resiliencia digital.

Suggested Citation

  • José Ramón Martínez Resano, 2022. "Digital resilience and financial stability. The quest for policy tools in the financial sector," Revista de Estabilidad Financiera, Banco de España, issue NOV.
    • Handle: RePEc:bde:revist:y:2022:i:11:n:3
    Note: 43
    as

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    References listed on IDEAS

    as
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