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Financial education among university students in Italy: the state of the art

Author

Listed:
  • Elisa Bocchialini

    (Università di Parma)

  • Maria Adele Milioli

    (Università di Parma)

  • Lucia Poletti

    (Università di Parma)

  • Beatrice Ronchini

    (Università di Parma)

Abstract

A sample of 1,087 Italian university students was surveyed to investigate their financial education and its determinants. Financial education of first-year and third-year business and non-business students was assessed using a 20-item test aimed at measuring both financial knowledge and financial wisdom. Results show that students’ financial knowledge is not high, although a kind of financial wisdom is widespread.We find that financial education is related to the choice of economic studies, gender (with male students performing better), and investment operations conducted in family. Paradoxically, students who feel less confident about their financial skills are less interested in financial education programs

Suggested Citation

  • Elisa Bocchialini & Maria Adele Milioli & Lucia Poletti & Beatrice Ronchini, 2013. "Financial education among university students in Italy: the state of the art," BANCARIA, Bancaria Editrice, vol. 12, pages 30-48, December.
    • Handle: RePEc:ban:bancar:v:12:y:2013:m:december:p:30-48
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    More about this item

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • D18 - Microeconomics - - Household Behavior - - - Consumer Protection
    • I21 - Health, Education, and Welfare - - Education - - - Analysis of Education
    • I22 - Health, Education, and Welfare - - Education - - - Educational Finance; Financial Aid

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