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Evaluating consumer loans using neural networks

Citations

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Cited by:

  1. Zhixin Liu & Ping He & Bo Chen, 2019. "A Markov decision model for consumer term-loan collections," Review of Quantitative Finance and Accounting, Springer, vol. 52(4), pages 1043-1064, May.
  2. Martin Leo & Suneel Sharma & K. Maddulety, 2019. "Machine Learning in Banking Risk Management: A Literature Review," Risks, MDPI, vol. 7(1), pages 1-22, March.
  3. Rais Ahmad Itoo & A. Selvarasu & José António Filipe, 2015. "Loan Products and Credit Scoring by Commercial Banks (India)," International Journal of Finance, Insurance and Risk Management, International Journal of Finance, Insurance and Risk Management, vol. 5(1), pages 851-851.
  4. Salihu, Armend & Shehu, Visar, 2020. "A Review of Algorithms for Credit Risk Analysis," Proceedings of the ENTRENOVA - ENTerprise REsearch InNOVAtion Conference (2020), Virtual Conference, in: Proceedings of the ENTRENOVA - ENTerprise REsearch InNOVAtion Conference, Virtual Conference, 10-12 September 2020, pages 134-146, IRENET - Society for Advancing Innovation and Research in Economy, Zagreb.
  5. Janssen, Patrick & Sadowski, Bert M., 2021. "Bias in Algorithms: On the trade-off between accuracy and fairness," 23rd ITS Biennial Conference, Online Conference / Gothenburg 2021. Digital societies and industrial transformations: Policies, markets, and technologies in a post-Covid world 238032, International Telecommunications Society (ITS).
  6. Owen P. Hall Jr. & Darrol J. Stanley, 2012. "A comparative modelling analysis of firm performance," International Journal of Data Analysis Techniques and Strategies, Inderscience Enterprises Ltd, vol. 4(1), pages 43-56.
  7. Brad S. Trinkle & Amelia A. Baldwin, 2016. "Research Opportunities for Neural Networks: The Case for Credit," Intelligent Systems in Accounting, Finance and Management, John Wiley & Sons, Ltd., vol. 23(3), pages 240-254, July.
  8. He, Ni & Yongqiao, Wang & Tao, Jiang & Zhaoyu, Chen, 2022. "Self-Adaptive bagging approach to credit rating," Technological Forecasting and Social Change, Elsevier, vol. 175(C).
  9. Nawaf Almaskati, 2022. "Machine learning in finance: Major applications, issues, metrics, and future trends," International Journal of Financial Engineering (IJFE), World Scientific Publishing Co. Pte. Ltd., vol. 9(03), pages 1-32, September.
  10. Lessmann, Stefan & Baesens, Bart & Seow, Hsin-Vonn & Thomas, Lyn C., 2015. "Benchmarking state-of-the-art classification algorithms for credit scoring: An update of research," European Journal of Operational Research, Elsevier, vol. 247(1), pages 124-136.
  11. Lorenzo Gai & Federica Ielasi, 2014. "Operational drivers affecting credit risk of mutual guarantee institutions," Journal of Risk Finance, Emerald Group Publishing, vol. 15(3), pages 275-293, May.
  12. Bai, Chunguang & Shi, Baofeng & Liu, Feng & Sarkis, Joseph, 2019. "Banking credit worthiness: Evaluating the complex relationships," Omega, Elsevier, vol. 83(C), pages 26-38.
  13. Crook, Jonathan N. & Edelman, David B. & Thomas, Lyn C., 2007. "Recent developments in consumer credit risk assessment," European Journal of Operational Research, Elsevier, vol. 183(3), pages 1447-1465, December.
  14. J. Lara‐Rubio & A. Blanco‐Oliver & R. Pino‐Mejías, 2017. "Promoting Entrepreneurship at the Base of the Social Pyramid via Pricing Systems: A case Study," Intelligent Systems in Accounting, Finance and Management, John Wiley & Sons, Ltd., vol. 24(1), pages 12-28, January.
  15. Almaskati, Nawaf & Bird, Ron & Yeung, Danny & Lu, Yue, 2021. "A horse race of models and estimation methods for predicting bankruptcy," Advances in accounting, Elsevier, vol. 52(C).
  16. Brad S. Trinkle & Amelia A. Baldwin, 2007. "Interpretable credit model development via artificial neural networks," Intelligent Systems in Accounting, Finance and Management, John Wiley & Sons, Ltd., vol. 15(3‐4), pages 123-147, July.
  17. Siyi Wang & Xing Yan & Bangqi Zheng & Hu Wang & Wangli Xu & Nanbo Peng & Qi Wu, 2021. "Risk and return prediction for pricing portfolios of non-performing consumer credit," Papers 2110.15102, arXiv.org.
  18. Andreas Hoegen & Dennis M. Steininger & Daniel Veit, 2018. "How do investors decide? An interdisciplinary review of decision-making in crowdfunding," Electronic Markets, Springer;IIM University of St. Gallen, vol. 28(3), pages 339-365, August.
  19. Patricia Jimbo Santana & Laura Lanzarini & Aurelio F. Bariviera, 2019. "Variations of Particle Swarm Optimization for Obtaining Classification Rules Applied to Credit Risk in Financial Institutions of Ecuador," Risks, MDPI, vol. 8(1), pages 1-14, December.
  20. Shorouq Fathi Eletter & Saad Ghaleb Yaseen & Ghaleb Awad Elrefae, 2010. "Neuro-Based Artificial Intelligence Model for Loan Decisions," American Journal of Economics and Business Administration, Science Publications, vol. 2(1), pages 27-34, March.
  21. Jianhua Jiang & Xianqiu Meng & Yang Liu & Huan Wang, 2022. "An Enhanced TSA-MLP Model for Identifying Credit Default Problems," SAGE Open, , vol. 12(2), pages 21582440221, April.
  22. Tseng, Chih-Hsiung & Cheng, Sheng-Tzong & Wang, Yi-Hsien & Peng, Jin-Tang, 2008. "Artificial neural network model of the hybrid EGARCH volatility of the Taiwan stock index option prices," Physica A: Statistical Mechanics and its Applications, Elsevier, vol. 387(13), pages 3192-3200.
  23. Kyoung-jae Kim & Kichun Lee & Hyunchul Ahn, 2018. "Predicting Corporate Financial Sustainability Using Novel Business Analytics," Sustainability, MDPI, vol. 11(1), pages 1-17, December.
  24. Agustin Pérez-Martín & Agustin Pérez-Torregrosa & Alejandro Rabasa & Marta Vaca, 2020. "Feature Selection to Optimize Credit Banking Risk Evaluation Decisions for the Example of Home Equity Loans," Mathematics, MDPI, vol. 8(11), pages 1-16, November.
  25. Hussein A. Abdou & John Pointon, 2011. "Credit Scoring, Statistical Techniques And Evaluation Criteria: A Review Of The Literature," Intelligent Systems in Accounting, Finance and Management, John Wiley & Sons, Ltd., vol. 18(2-3), pages 59-88, April.
  26. Hartzel, Kathleen S. & Wood, Charles A., 2017. "Factors that affect the improvement of demand forecast accuracy through point-of-sale reporting," European Journal of Operational Research, Elsevier, vol. 260(1), pages 171-182.
  27. Akkoç, Soner, 2012. "An empirical comparison of conventional techniques, neural networks and the three stage hybrid Adaptive Neuro Fuzzy Inference System (ANFIS) model for credit scoring analysis: The case of Turkish cred," European Journal of Operational Research, Elsevier, vol. 222(1), pages 168-178.
  28. Nawaf Almaskati & Ron Bird & Yue Lu & Danny Leung, 2019. "The Role of Corporate Governance and Estimation Methods in Predicting Bankruptcy," Working Papers in Economics 19/16, University of Waikato.
  29. Yu, Lean & Wang, Shouyang & Lai, Kin Keung, 2009. "An intelligent-agent-based fuzzy group decision making model for financial multicriteria decision support: The case of credit scoring," European Journal of Operational Research, Elsevier, vol. 195(3), pages 942-959, June.
  30. Ioannidis, Christos & Pasiouras, Fotios & Zopounidis, Constantin, 2010. "Assessing bank soundness with classification techniques," Omega, Elsevier, vol. 38(5), pages 345-357, October.
  31. Mercedes Alda & Luis Ferruz, 2012. "Linear and nonlinear financial time series: evidence in a sample of pension funds in Spain and the United Kingdom," Applied Economics Letters, Taylor & Francis Journals, vol. 19(18), pages 1933-1937, December.
  32. Rais Ahmad Itoo & A. Selvarasu, 2017. "Loan products and Credit Scoring Methods by Commercial Banks," International Journal of Finance, Insurance and Risk Management, International Journal of Finance, Insurance and Risk Management, vol. 7(1), pages 1297-1297.
  33. Jing Quan & Xuelian Sun, 2024. "Credit risk assessment using the factorization machine model with feature interactions," Palgrave Communications, Palgrave Macmillan, vol. 11(1), pages 1-10, December.
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