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Pension coverage in Latin America : trends and determinants

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  • Rofman, Rafael
  • Oliveri, Maria Laura

Abstract

This document presents an analysis of pension coverage trends in Latin America for the past decades. Its preparation involved the collection, revision, and processing of household surveys in over 18 countries in the region, spanning a period of almost 40 years in some cases. The main goal of this document is to offer comparable data on pension coverage among the economically active population and the elderly, considering the relevance of several demographic, social, and economic variables on these coverage levels. By producing this large and comparable regional dataset, the document supports the discussion of several stylized facts on pension coverage in Latin America. The results show that coverage among active workers is low in most countries, although there has been a relative improvement since the early 1990s. The situation is still distressing among workers in the primary sector or employed by small enterprises as well as for women, primarily because of their persistent lower rates of labor market participation. In recent years coverage of some of the most vulnerable groups has increased, but it still presents very low rates. Among the elderly, regional averages have been very stable since the early 1990s, although this average hides important differences among countries.

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File URL: http://www-wds.worldbank.org/servlet/WDSContentServer/WDSP/IB/2012/07/13/000333038_20120713021409/Rendered/PDF/709260NWP0P12600Box370060B00PUBLIC0.pdf
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Bibliographic Info

Paper provided by The World Bank in its series Social Protection Discussion Papers with number 70926.

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Date of creation: 01 Jun 2012
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Handle: RePEc:wbk:hdnspu:70926

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Keywords: Population Policies; Insurance&Risk Mitigation; Pensions&Retirement Systems; Debt Markets; Insurance Law;

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  1. Fabio Bertranou & Esteban Calvo & Evelina Bertranou, 2009. "Is Latin America Retreating From Individual Retirement Accounts?," Issues in Brief, Center for Retirement Research ib2009-9-14, Center for Retirement Research, revised Jul 2009.
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