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Regulation of Large Financial Institutions: Lessons from Corporate Finance Theory

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Author Info
John P. Harding (University of Connecticut)
Stephen L. Ross (University of Connecticut)

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Abstract

Equity capital is the shock absorber for our financial system and the current financial crisis, like a bumpy road for an auto designer, provides a unique opportunity for financial regulators to evaluate the predictions of theory and improve the design of the regulatory system. The purpose of this paper is to apply a simple model of firm capital structure to the current situation and summarize the insights it provides regarding the regulation of large financial institutions in a post-crisis world. The paper begins with a brief summary of the model and uses the results of that model to place the evolution of the current crisis into perspective. The paper concludes with forward-looking observations and suggestions for future regulation.

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File URL: http://www.econ.uconn.edu/working/2009-29.pdf
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Publisher Info
Paper provided by University of Connecticut, Department of Economics in its series Working papers with number 2009-29.

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Length: 20 pages
Date of creation: Sep 2009
Date of revision:
Handle: RePEc:uct:uconnp:2009-29

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Postal: University of Connecticut 341 Mansfield Road, Unit 1063 Storrs, CT 06269-1063
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Web page: http://www.econ.uconn.edu/
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Related research
Keywords: Financial Institutions; Financial Crisis; Capital Regulation; Regulatory Reform; Firm Capital Structure;

Find related papers by JEL classification:
G2 - Financial Economics - - Financial Institutions and Services
G2 - Financial Economics - - Financial Institutions and Services
L5 - Industrial Organization - - Regulation and Industrial Policy

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This page was last updated on 2009-11-24.


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