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La question des retraites action combinée de l’etat, de l’entreprise et de la famille (The question of pensions a combined action of the state, the entreprise and the family)

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  • Alban Goguel d’Allondas

    ()
    (labrii, ULCO)

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    Abstract

    Le financement des retraites ayant pour finalité de fournir une réponse à une réalité sociale par définition mouvante, ne peut faire l’objet que de solutions évolutives, sous peine de remises en cause de situations présentées comme faussement stables. D’où le questionnement : avec la déstabilisation de la société salariale, de quelle façon l’Etat peut et doit agir pour donner à chacun une garantie maximale en matière de retraites ? Afin de remédier aux insuffisances des politiques sociales (les retraites n’échappent pas à cette logique), compléter et corriger leur action, et à côté de l’Etat au bénéfice de l’individu, trois instances sont alors sollicitées : le marché, l’entreprise et la famille. L’action sociale s’organise alors sur un mode pluraliste (Welfare mix) The problem of pensions financing is in relation with social reality which is by definition unstable. There is no progessive solution to this problem. Partial solutions risk to destroy the present situation wrongly presented as immutable. In the context of an unstable salarial society, how does State intervene? How can the State settle a maximal pension guaranty to everybody? In order to find solutions against the inefficiency of social policies (particularly the policy of pensions), to complete and to rectify the consequencies of State intervention on individual welfare, three institutions take part in pension financing: the market, the entreprise, the familly. Social action is organized according to a plural mode (welfare mix).

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    Bibliographic Info

    Paper provided by Laboratoire de Recherche sur l'Industrie et l'Innovation. ULCO / Research Unit on Industry and Innovation in its series Working Papers with number 95.

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    Length: 30 pages
    Date of creation: Feb 2005
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    Publication status: Published in Cahiers du Lab.RII, Février 2005
    Handle: RePEc:rii:riidoc:95

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    Keywords: Retraite; financement des retraites; Etat; politique sociale/ pension; pension financing; state; social policies;

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