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The Estimation of Deposit Insurance with Interest Rate Risk

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Author Info
Duan, J.-C.
Simonato, J.-G.

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Abstract

This paper uses the transformed data method proposed in Duan (1994) to develop a maximum likelihood procedure for the estimation of the deposit insurance pricing model of Duan, Moreau and Sealey (1995). An empirical analysis is carried out on ten large US banks to illustrate the proposed methodology, and the results are compared to those obtained woth the modified Ronn and Verma approach used in Duan, Moreau and Sealey (1995). The findings reveal that the maximum likelihood estimates produce large estiomates of the deposits insurance premia, when compared to the modified Ronnand Verma (1986) approach.

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Publisher Info
Paper provided by Ecole des Hautes Etudes Commerciales de Montreal-Chaire de gestion des risques. in its series Ecole des Hautes Etudes Commerciales de Montreal- with number 98-07.

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Length: 30 pages
Date of creation: 1998
Date of revision:
Handle: RePEc:fth:etcori:98-07

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Postal: Canada; ECOLE DES HAUTES ETUDES COMMERCIALES(H.E.C.),3000, chemin de la Cote-Sainte-Catherine. Montreal (Quebec) Canada H3T 2A7.
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Web page: http://www.hec.ca/
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Related research
Keywords: INTEREST RATE ; RISK ; INSURANCE ; PRICING ; SIMULATION;

Find related papers by JEL classification:
C22 - Mathematical and Quantitative Methods - - Single Equation Models; Single Variables - - - Time-Series Models; Dynamic Quantile Regressions

Statistics
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