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Empirical measurements of households' access to credit and credit constraints in developing countries

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Author Info
Diagne, Aliou
Zeller, Manfred
Sharma, Manohar

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Abstract

This paper presents a new methodological framework for measuring the level of household access to credit. It provides an analytical framework for examining the determinants of household credit limits and derives implications on information needed to examine the extent to which households are credit constrained. Empirical application of this method involves directly eliciting credit limit information in household surveys. Illustrations are provided using data from Bangladesh and Malawi.

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Paper provided by International Food Policy Research Institute (IFPRI) in its series FCND discussion papers with number 90.

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Date of creation: 2000
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Handle: RePEc:fpr:fcnddp:90

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Keywords: FCND ; Credit Bangladesh. ; Credit Malawi. ;

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References listed on IDEAS
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
  1. Ruel, Marie T. & Haddad, Lawrence & Garrett, James L., 1999. "Some Urban Facts of Life: Implications for Research and Policy," World Development, Elsevier, vol. 27(11), pages 1917-1938, November. [Downloadable!] (restricted)
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  3. Datt, Gaurav & Ravallion, Martin, 1998. "Farm productivity and rural poverty in India," FCND discussion papers 42, International Food Policy Research Institute (IFPRI). [Downloadable!]
  4. Smith, Lisa C. & Haddad, Lawrence James, 2000. "Explaining child malnutrition in developing countries: a cross-country analysis," Research reports 111, International Food Policy Research Institute (IFPRI). [Downloadable!]
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    Other versions:
  6. Ruel, Marie T. & Levin, Carol E. & Armar-Klemesu, Margaret & Maxwell, Daniel & Morris, Saul S., 1999. "Good Care Practices Can Mitigate the Negative Effects of Poverty and Low Maternal Schooling on Children's Nutritional Status: Evidence from Accra," World Development, Elsevier, vol. 27(11), pages 1993-2009, November. [Downloadable!] (restricted)
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  10. Engle, Patrice L. & Menon, Purnima & Garrett, James L. & Slack, Alison T., 1997. "Developing a research and action agenda for examining urbanization and caregiving," FCND discussion papers 28, International Food Policy Research Institute (IFPRI). [Downloadable!]
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  12. Sharma, Manohar & Zeller, Manfred, 1999. "Placement and Outreach of Group-Based Credit Organizations: The Cases of ASA, BRAC, and PROSHIKA in Bangladesh," World Development, Elsevier, vol. 27(12), pages 2123-2136, December. [Downloadable!] (restricted)
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  16. de la Briere, Benedicte & de Janvry, Alain & Lambert, Sylvie & Sadoulet, Elisabeth, 1997. "Why do migrants remit?," FCND discussion papers 37, International Food Policy Research Institute (IFPRI). [Downloadable!]
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  18. Zeldes, Stephen P, 1989. "Consumption and Liquidity Constraints: An Empirical Investigation," Journal of Political Economy, University of Chicago Press, vol. 97(2), pages 305-46, April. [Downloadable!] (restricted)
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  19. Haddad, Lawrence & Ruel, Marie T. & Garrett, James L., 1999. "Are Urban Poverty and Undernutrition Growing? Some Newly Assembled Evidence," World Development, Elsevier, vol. 27(11), pages 1891-1904, November. [Downloadable!] (restricted)
  20. Levin, Carol E. & Ruel, Marie T. & Morris, Saul S. & Maxwell, Daniel G. & Armar-Klemesu, Margaret & Ahiadeke, Clement, 1999. "Working Women in an Urban Setting: Traders, Vendors and Food Security in Accra," World Development, Elsevier, vol. 27(11), pages 1977-1991, November. [Downloadable!] (restricted)
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  23. Glewwe, Paul & Jocoby, Hanan & King, Elizabeth M., 1999. "Early childhood nutrition and academic achievement," FCND discussion papers 68, International Food Policy Research Institute (IFPRI). [Downloadable!]
  24. Morris, Saul Sutkover & Calogero, Carletto & Hoddinott, John & Christiaensen, Luc J. M., 1999. "Validity of rapid estimates of household wealth and income for health surveys in rural Africa," FCND discussion papers 72, International Food Policy Research Institute (IFPRI). [Downloadable!]
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(explanations, Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.)

  1. Petrick, Martin, 2003. "Empirical Measurement Of Credit Rationing In Agriculture: A Methodological Survey," IAMO Discussion Papers 14926, Institute of Agricultural Development in Central and Eastern Europe (IAMO). [Downloadable!]
    Other versions:
  2. Dufhues, Thomas & Buchenrieder, Gertrud, 2005. "Outreach of credit institutes and households' access constraints to formal credit in Northern Vietnam," Research in Development Economics and Policy (Discussion Paper Series) 8535, Universitaet Hohenheim, Department of Agricultural Economics and Social Sciences in the Tropics and Subtropics. [Downloadable!]
  3. Mikkel Barslund & Finn Tarp, 2007. "Formal and Informal Rural Credit in Four Provinces of Vietnam," Discussion Papers 07-07, University of Copenhagen. Department of Economics. [Downloadable!]
    Other versions:
  4. Manlagnit, Ma. Chelo V., 2004. "In-depth Analysis on the Access to and Suitability of the Loans," Discussion Papers DP 2004-05, Philippine Institute for Development Studies. [Downloadable!]
  5. Diagne, Aliou, 1999. "Determinants of household access to and participation in formal and informal credit markets in Malawi," FCND discussion papers 67, International Food Policy Research Institute (IFPRI). [Downloadable!]
  6. Gamal Ibrahim & Abbi Kedir & Sebastian Torres, 2007. "Household-level Credit Constraints in Urban Ethiopia," Discussion Papers in Economics 07/03, Department of Economics, University of Leicester. [Downloadable!]
  7. Diagne, Aliou, 1998. "Impact of access to credit on income and food security in Malawi," FCND discussion papers 46, International Food Policy Research Institute (IFPRI). [Downloadable!]
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