IDEAS home Printed from https://ideas.repec.org/p/epo/papers/2012-22.html
   My bibliography  Save this paper

Small-Dollar Lending: Is There A Responsible Path Forward?

Author

Listed:
  • Jim Campen

Abstract

This report examines the problem of access to credit for low- and moderate- income households. It notes that this problem has two dimensions. On the one hand, there are millions of consumers without access to mainstream sources of consumer credit. On the other hand, many of these same consumers do obtain high-cost credit that ends up harming rather than helping them.

Suggested Citation

  • Jim Campen, 2012. "Small-Dollar Lending: Is There A Responsible Path Forward?," CEPR Reports and Issue Briefs 2012-22, Center for Economic and Policy Research (CEPR).
    • Handle: RePEc:epo:papers:2012-22
    as

    Download full text from publisher

    File URL: http://www.cepr.net/documents/publications/small-dollar-lending-2012-08.pdf
    Download Restriction: no
    ---><---

    More about this item

    Keywords

    loans; economics; Consumer Credit Access; Innovation; and Modernization Act; H.R. 6139; pay day loans; inequality;
    All these keywords.

    JEL classification:

    • G - Financial Economics
    • G2 - Financial Economics - - Financial Institutions and Services
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • D - Microeconomics
    • D1 - Microeconomics - - Household Behavior
    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • K - Law and Economics
    • K2 - Law and Economics - - Regulation and Business Law

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:epo:papers:2012-22. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: the person in charge (email available below). General contact details of provider: https://edirc.repec.org/data/ceprdus.html .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.