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Disparities & Erosion in New York's Workplace Retirement Coverage

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Abstract

An examination of retirement readiness in New York shows that there is a lack of adequate retirement savings for all: inadequate account balances, inadequate retirement income, and downward mobility in retirement. Coverage continues to erode for New Yorkers across the board, but this report also highlights long-standing disparities in coverage based on race, age, education, and income.

Suggested Citation

  • Teresa Ghilarducci & Michael Papadopoulos, 2018. "Disparities & Erosion in New York's Workplace Retirement Coverage," SCEPA publication series. 2018-02, Schwartz Center for Economic Policy Analysis (SCEPA), The New School.
    • Handle: RePEc:epa:cepapb:2018-02
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    File URL: https://www.economicpolicyresearch.org/images/docs/research/retirement_security/New-disparities-report-FINAL.pdf
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    More about this item

    Keywords

    retirement; retirement coverage; disparities; race; age; income; retirement savings;
    All these keywords.

    JEL classification:

    • J26 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Retirement; Retirement Policies
    • J32 - Labor and Demographic Economics - - Wages, Compensation, and Labor Costs - - - Nonwage Labor Costs and Benefits; Retirement Plans; Private Pensions
    • J15 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Minorities, Races, Indigenous Peoples, and Immigrants; Non-labor Discrimination

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