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La probabilidad de supervivencia en un modelo con reaseguro proporcional de umbral

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Author Info
M. Merce Claramunt
Maite Marmol
Anna Castaner (Universitat de Barcelona)
Abstract

In this paper we present a new reinsurance strategy, called threshold strategy, that has a different behaviour depending on the reserves. Whenever the reserves are less than a certain level, the portfolio manager decides to apply a proportional reinsurance. If the reserves are greater than b, it is considered that the level of solvency is enough, and then the decision is not ceding any risk. The study of the effect of the introduction of the threshold reinsurance on the survival probability, and the comparison with the proportional reinsurance and the option of not reinsuring, allows us to find equivalent strategies of reinsurance from the solvency point of view.

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Paper provided by Universitat de Barcelona. Espai de Recerca en Economia in its series Working Papers in Economics with number 200.

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Length: 17 pages
Date of creation: 2008
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Handle: RePEc:bar:bedcje:2008200

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Postal: Espai de Recerca en Economia, Facultat de Ciències Econòmiques. Tinent Coronel Valenzuela, Num 1-11 08034 Barcelona. Spain.
Web page: http://www.ere.ub.es
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G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies

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