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Integrated Protection Schemes

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  • International Association of Deposit Insurers

Abstract

This study aims to examine the current state of integrated protection schemes worldwide, review the advantages and disadvantages of integrated protection schemes vis-Ã -vis sectoral schemes, and discuss the policy implications for jurisdictions considering the adoption of an integrated protection scheme. To that end, existing literature on financial consumer protection schemes was reviewed and a detailed survey of the practices of members of the International Association of Deposit Insurers (IADI) and the European Forum of Deposit Insurers (EFDI) was conducted.

Suggested Citation

  • International Association of Deposit Insurers, 2015. "Integrated Protection Schemes," IADI Research Papers 15-03, International Association of Deposit Insurers.
    • Handle: RePEc:awl:respap:1503
    as

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    File URL: https://www.iadi.org/en/assets/File/Papers/Approved%20Research%20-%20Discussion%20Papers/IPS_Research_Paper_March_2015_FINAL_Version.pdf
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    References listed on IDEAS

    as
    1. International Association of Deposit Insurers, 2009. "Funding of Deposit Insurance Systems," IADI Guidance Papers 09-04, International Association of Deposit Insurers.
    2. International Association of Deposit Insurers, 2013. "Enhanced Guidance for Effective Deposit Insurance Systems: Mitigating Moral Hazard," IADI Guidance Papers 13-05, International Association of Deposit Insurers.
    3. Beat Bernet & Susanna Walter, 2009. "Design, Structure and Implementation of a Modern Deposit Insurance Scheme," SUERF Studies, SUERF - The European Money and Finance Forum, number 2009/5 edited by Morten Balling, May.
    4. International Association of Deposit Insurers, 2006. "General Guidance to Promote Effective Interrelationships among Financial Safety Net Participants," IADI Guidance Papers 06-01, International Association of Deposit Insurers.
    5. Sebastian Schich & Byoung-Hwan Kim, 2011. "Guarantee Arrangements for Financial Promises: How Widely Should the Safety Net be Cast?," OECD Journal: Financial Market Trends, OECD Publishing, vol. 2011(1), pages 201-235.
    6. International Association of Deposit Insurers, 2009. "IADI Core Principles for Effective Deposit Insurance Systems (2009)," IADI Standards 09-03, International Association of Deposit Insurers.
    7. International Association of Deposit Insurers, 2013. "Enhanced Guidance for Effective Deposit Insurance Systems: Deposit Insurance Coverage," IADI Guidance Papers 13-03, International Association of Deposit Insurers.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    deposit insurance; bank resolution;

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • G33 - Financial Economics - - Corporate Finance and Governance - - - Bankruptcy; Liquidation

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