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Promoción del ahorro y ahorro previsional voluntario: Revisión de la literatura

Author

Listed:
  • Carlos Gustavo Machicado S.

    (Investigador Senior de INESAD)

Abstract

Este documento realiza una revisión exhaustiva de la literatura, a nivel microeconómico, sobre intervenciones principalmente conductuales destinadas a promover el ahorro voluntario para la vejez (jubilación). Los diferentes mecanismos y/o herramientas que se describen han sido pensados para promover este tipo de ahorro especialmente en trabajadores independientes y de bajos ingresos. Por tanto, los resultados pueden ser fácilmente extrapolados a trabajadores del sector agrícola tradicional, que se caracterizan precisamente por ser independientes, de ingresos bajos y volátiles y por tener una estructural laboral -en la mayoría de las veces- familiar.

Suggested Citation

  • Carlos Gustavo Machicado S., 2022. "Promoción del ahorro y ahorro previsional voluntario: Revisión de la literatura," Development Research Working Paper Series 02/2022, Institute for Advanced Development Studies.
  • Handle: RePEc:adv:wpaper:202202
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    File URL: http://www.inesad.edu.bo/pdf/wp2022/wp02_2022.pdf
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    More about this item

    Keywords

    Ahorro; ahorro del hogar; jubilación; revisión de la literatura.;
    All these keywords.

    JEL classification:

    • E21 - Macroeconomics and Monetary Economics - - Consumption, Saving, Production, Employment, and Investment - - - Consumption; Saving; Wealth
    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • J26 - Labor and Demographic Economics - - Demand and Supply of Labor - - - Retirement; Retirement Policies

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