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Benachteiligung von Unternehmen im ländlichen Raum durch den Rückzug der Banken aus der Fläche?

In: Gleichwertigkeit der Lebensverhältnisse zwischen Politik und Marktmechanismus: Empirische Befunde aus den Ländern Sachsen, Sachsen-Anhalt und Thüringen

Author

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  • Panzer, Sabine

Abstract

Eine Beeinträchtigung des Prinzips der Gleichwertigkeit der Lebensverhältnisse wird u. a. in dem zunehmend ausgedünnten Angebot an ökonomischer, sozialer und technischer Infrastruktur im ländlichen Raum gesehen. So wird beispielsweise in einer schlechteren Erreichbarkeit dieser Angebote eine quantitative und qualitative Benachteiligung der Unternehmen im ländlichen Raum vermutet. Dieser Beitrag setzt den Fokus auf den privaten Sektor und untersucht für den Bereich des Bankenwesens, ob durch den kontinuierlichen Rückzug vieler Kreditinstitute aus der Fläche der Zugang ländlich angesiedelter Unternehmen zu Finanzprodukten eingeschränkt wird... @The increasingly scanty range of economic, social and technical infrastructure available in rural areas is regarded here as one example of impairment of the principle of parity of living conditions. To take one example, it can be assumed that businesses in rural areas will suffer in both qualitative and quantitative terms as these infrastructure assets become less easily accessible. This paper focuses on the private sector and specifically on banking. It considers whether businesses located in rural areas are suffering from restricted access to financial products as an effect of the continuous retreat of many banks from rural areas.

Suggested Citation

  • Panzer, Sabine, 2010. "Benachteiligung von Unternehmen im ländlichen Raum durch den Rückzug der Banken aus der Fläche?," Arbeitsmaterial der ARL: Aufsätze, in: Rosenfeld, Martin T. W. & Weiß, Dominik (ed.), Gleichwertigkeit der Lebensverhältnisse zwischen Politik und Marktmechanismus: Empirische Befunde aus den Ländern Sachsen, Sachsen-Anhalt und Thüringe, volume 127, pages 96-108, ARL – Akademie für Raumentwicklung in der Leibniz-Gemeinschaft.
    • Handle: RePEc:zbw:arlama:60165
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    1. Mark R. Dibben, 2000. "Exploring Interpersonal Trust in the Entrepreneurial Venture," Palgrave Macmillan Books, Palgrave Macmillan, number 978-0-230-50952-8.
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