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Financing Long-Term Care in Germany

In: Financing Long-Term Care in Europe

Author

Listed:
  • Andy Zuchandke

    (Leibniz University of Hannover)

  • Sebastian Reddemann

    (Center for Risk and Insurance)

  • Simone Krummaker

    (Center for Risk and Insurance)

Abstract

In 1995, after many years of public discussion dating back to the 1970s, mandatory social long-term care insurance (SLTCI) was implemented in Germany as the fifth pillar of the social security system. Prior to the introduction of mandatory SLTCI, acute care was covered by the mandatory health insurance programme while expenditures for long-term care (LTC) coverage were covered by the private income or private savings of the LTC-dependent individual or the individual’s family. If these were exhausted, individuals in need of care could then apply for public welfare. These payments, however, were provided only for those identified as ‘needy’ by a community-based means-tested programme (Hilfe zur Pflege) under the aegis of Germany’s social assistance programmes.

Suggested Citation

  • Andy Zuchandke & Sebastian Reddemann & Simone Krummaker, 2012. "Financing Long-Term Care in Germany," Palgrave Macmillan Books, in: Joan Costa-Font & Christophe Courbage (ed.), Financing Long-Term Care in Europe, chapter 12, pages 214-235, Palgrave Macmillan.
    • Handle: RePEc:pal:palchp:978-0-230-34919-3_12
    DOI: 10.1057/9780230349193_12
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    Citations

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    Cited by:

    1. Justina Klimaviciute & Pierre Pestieau & Jérôme Schoenmaeckers, 2019. "Family altruism and long-term care insurance," The Geneva Papers on Risk and Insurance - Issues and Practice, Palgrave Macmillan;The Geneva Association, vol. 44(2), pages 216-230, April.
    2. Chandoevwit, Worawan & Wasi, Nada, 2020. "Incorporating discrete choice experiments into policy decisions: Case of designing public long-term care insurance," Social Science & Medicine, Elsevier, vol. 258(C).
    3. Christophe Courbage & Guillem Montoliu-Montes & Joël Wagner, 2020. "The effect of long-term care public benefits and insurance on informal care from outside the household: empirical evidence from Italy and Spain," The European Journal of Health Economics, Springer;Deutsche Gesellschaft für Gesundheitsökonomie (DGGÖ), vol. 21(8), pages 1131-1147, November.
    4. Manuel L. Esquível & Gracinda R. Guerreiro & Matilde C. Oliveira & Pedro Corte Real, 2021. "Calibration of Transition Intensities for a Multistate Model: Application to Long-Term Care," Risks, MDPI, vol. 9(2), pages 1-17, February.

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