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Bank Delinquency in Romania

In: 1st International Conference Global Ethics - Key of Sustainability (GEKoS)

Author

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  • Andreea Anton

    (Faculty of Economic Sciences and Public Administration, †Stefan cel Mare†University of Suceava, Romania)

Abstract

Romania has gone through a period of economic expansion in terms of the banking system. Although over the last 15 years, banks have been hit by a strong economic crisis, with numerous laws aimed at helping the population on the grounds that there is a partnership between it and banks, the Romanian banking system looks like an efficient banking system, having all performing banking system indicators with a high level of capitalization. The high levels of non-performing loans are subject to global approaches because, although the banks and the states concerned are mainly responsible for addressing this problem, bank delinquency has a fairly clear European dimension. There is a possibility of spreading the effects of non-performing loans from Member States facing this problem, so it has been decided to extend an action plan.

Suggested Citation

  • Andreea Anton, 2020. "Bank Delinquency in Romania," Book chapters-LUMEN Proceedings, in: Adriana Grigorescu & Valentin Radu (ed.), 1st International Conference Global Ethics - Key of Sustainability (GEKoS), edition 1, volume 11, chapter 15, pages 141-149, Editura Lumen.
    • Handle: RePEc:lum:prchap:11-15
    DOI: https://doi.org/10.18662/lumproc/gekos2020/15
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    More about this item

    Keywords

    delinquency; crisis; provisions; non-performing loans; risk;
    All these keywords.

    JEL classification:

    • F2 - International Economics - - International Factor Movements and International Business
    • M1 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Administration
    • M2 - Business Administration and Business Economics; Marketing; Accounting; Personnel Economics - - Business Economics
    • O2 - Economic Development, Innovation, Technological Change, and Growth - - Development Planning and Policy
    • O3 - Economic Development, Innovation, Technological Change, and Growth - - Innovation; Research and Development; Technological Change; Intellectual Property Rights

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