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The Impact of Microfinance on Factors Empowering Women: Differences in Regional and Delivery Mechanisms in India’s SHG Programme

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  • Ranjula Bali Swain
  • Fan Yang Wallentin

Abstract

We examine how the impact on women’s empowerment varies with respect to the location and type of group linkage of the respondent. Using household survey data from five states in India, we correct for selection bias to estimate a structural equation model. Our results reveal that in the southern states of India empowerment of women takes place through economic factors. For the other states, we find a significant correlation between women’s empowerment and autonomy in women’s decision-making and network, communication and political participation respectively. We do not, however, find any differential causal impact of different delivery methods (linkage models).

Suggested Citation

  • Ranjula Bali Swain & Fan Yang Wallentin, 2017. "The Impact of Microfinance on Factors Empowering Women: Differences in Regional and Delivery Mechanisms in India’s SHG Programme," Journal of Development Studies, Taylor & Francis Journals, vol. 53(5), pages 684-699, May.
    • Handle: RePEc:taf:jdevst:v:53:y:2017:i:5:p:684-699
    DOI: 10.1080/00220388.2016.1205732
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    Cited by:

    1. Annabel Dulhunty, 2022. "The microcredit continuum: From ‘smart economics’ to holistic programming," Journal of International Development, John Wiley & Sons, Ltd., vol. 34(6), pages 1213-1226, August.
    2. Srimoyee Datta & Tarak Nath Sahu, 2017. "An Empirical Study on the Impact of Microfinance on Women Empowerment: Evidence from West Bengal," Indian Journal of Commerce and Management Studies, Educational Research Multimedia & Publications,India, vol. 8(3), pages 53-62, September.
    3. Varsha P. S. & Gayathri Reddy K. & Sudheendra Rao L. N. & Amit Kumar, 2019. "Impact of self-help groups, capacity building measures and perceived tension on women empowerment- an empirical study," Asian Journal of Empirical Research, Asian Economic and Social Society, vol. 9(3), pages 65-87, March.
    4. Aaron H. Anglin & Hana Milanov & Jeremy C. Short, 2023. "Religious Expression and Crowdfunded Microfinance Success: Insights from Role Congruity Theory," Journal of Business Ethics, Springer, vol. 185(2), pages 397-426, June.
    5. Ranjula Bali Swain & Supriya Garikipati, 2019. "Microfinance in the Global South: Examining Evidence on Social Efficacy," Working Papers 201908, University of Liverpool, Department of Economics.
    6. Maitra, Pushkar & Miller, Ray & Sedai, Ashish, 2023. "Household welfare effects of ROSCAs," World Development, Elsevier, vol. 169(C).
    7. Pushkar Maitra & Ray Miller & Ashish Sedai, 2022. "Household Welfare Effects of ROSCAs," Monash Economics Working Papers 2022-14, Monash University, Department of Economics.
    8. Olga Gorelkina & Ioanna Grypari & Erin Hengel, 2019. "One strike and you’re out! The Master Lever’s effect on senatorial policy-making," Working Papers 201906, University of Liverpool, Department of Economics.
    9. Supriya Garikipati & Rebecca J. Docherty & Penelope A. Phillips-Howard, 2019. "What’s the bleeding problem? Policy and attitudes towards sustainable menstrual hygiene materials in India," Working Papers 201907, University of Liverpool, Department of Economics.

    More about this item

    JEL classification:

    • C31 - Mathematical and Quantitative Methods - - Multiple or Simultaneous Equation Models; Multiple Variables - - - Cross-Sectional Models; Spatial Models; Treatment Effect Models; Quantile Regressions; Social Interaction Models
    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages
    • J16 - Labor and Demographic Economics - - Demographic Economics - - - Economics of Gender; Non-labor Discrimination

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