IDEAS home Printed from https://ideas.repec.org/a/taf/jdevef/v9y2017i4p443-461.html
   My bibliography  Save this article

Microfinance bundling and consumer protection: experimental evidence from Colombia

Author

Listed:
  • Jonathan Bauchet
  • Amy Damon
  • Vance Larsen

Abstract

Bundling micro-insurance with loans should help not only decrease costs and therefore increase take-up but may also decrease financial inclusion if the insurance and/or loan are refused. We implement a randomised control trial in which a voluntary crop micro-insurance product is offered jointly with a loan application or separately (at a later date). The delayed offer of insurance did not influence overall insurance take-up or coverage amount but had heterogeneous impacts by crop, supporting the idea that bundling microfinance products is an opportunity more than a constraint. Yet, low product understanding also highlights the need for well-designed and effective consumer protection policies.

Suggested Citation

  • Jonathan Bauchet & Amy Damon & Vance Larsen, 2017. "Microfinance bundling and consumer protection: experimental evidence from Colombia," Journal of Development Effectiveness, Taylor & Francis Journals, vol. 9(4), pages 443-461, October.
    • Handle: RePEc:taf:jdevef:v:9:y:2017:i:4:p:443-461
    DOI: 10.1080/19439342.2017.1363802
    as

    Download full text from publisher

    File URL: http://hdl.handle.net/10.1080/19439342.2017.1363802
    Download Restriction: Access to full text is restricted to subscribers.
    File URL: https://libkey.io/10.1080/19439342.2017.1363802?utm_source=ideas
    LibKey link: if access is restricted and if your library uses this service, LibKey will redirect you to where you can use your library subscription to access this item
    ---><---

    As the access to this document is restricted, you may want to search for a different version of it.

    Citations

    Citations are extracted by the CitEc Project, subscribe to its RSS feed for this item.
    as


    Cited by:

    1. Jos'e Miguel Flores-Contr'o & Kira Henshaw & Sooie-Hoe Loke & S'everine Arnold & Corina Constantinescu, 2021. "Subsidising Inclusive Insurance to Reduce Poverty," Papers 2103.17255, arXiv.org, revised Feb 2024.
    2. Bauchet, Jonathan & Chakravarty, Sugato & Hunter, Brian, 2018. "Separating the wheat from the chaff: Signaling in microfinance loans," World Development, Elsevier, vol. 106(C), pages 40-50.

    More about this item

    Statistics

    Access and download statistics

    Corrections

    All material on this site has been provided by the respective publishers and authors. You can help correct errors and omissions. When requesting a correction, please mention this item's handle: RePEc:taf:jdevef:v:9:y:2017:i:4:p:443-461. See general information about how to correct material in RePEc.

    If you have authored this item and are not yet registered with RePEc, we encourage you to do it here. This allows to link your profile to this item. It also allows you to accept potential citations to this item that we are uncertain about.

    We have no bibliographic references for this item. You can help adding them by using this form .

    If you know of missing items citing this one, you can help us creating those links by adding the relevant references in the same way as above, for each refering item. If you are a registered author of this item, you may also want to check the "citations" tab in your RePEc Author Service profile, as there may be some citations waiting for confirmation.

    For technical questions regarding this item, or to correct its authors, title, abstract, bibliographic or download information, contact: Chris Longhurst (email available below). General contact details of provider: http://www.tandfonline.com/RJDE20 .

    Please note that corrections may take a couple of weeks to filter through the various RePEc services.

    IDEAS is a RePEc service. RePEc uses bibliographic data supplied by the respective publishers.