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Statistical approaches of the credit and the banking rating in the national economy

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Author Info

  • PÂRTACHI Ion

    ()
    (Academy of Economic Studies of Moldova, Chisinau, Republic of Moldova)

  • HANCU Lilian

    (Academy of Economic Studies of Moldova, Chisinau, Republic of Moldova)

  • ENACHI Stella

    (Academy of Economic Studies of Moldova,Chisinau, Republic of Moldova)

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    Abstract

    The appearance of the credit is closely related to the appearance of the commercial banks, the mobilization of the monetary disposals on the market and their efficient placement to the funds solicitors is being accomplished through credits. The credit giving can be generally described as the process through which a certain value is loaned to a potential debtor which has a certain activity, accepting a financial risk to the possibility that that person/entity may not be capable to fulfill their obligations in the future.

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    Bibliographic Info

    Article provided by Faculty of Management, Academy of Economic Studies, Bucharest, Romania in its journal Economia. Seria Management.

    Volume (Year): 12 (2009)
    Issue (Month): 2 (December)
    Pages: 114-121

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    Handle: RePEc:rom:econmn:v:12:y:2009:i:2:p:114-121

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    Related research

    Keywords: bank credits; evolution; rating; the balance credit/deposits; weight of credits;

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    Cited by:
    1. Carlos Capistrán & Gabriel López-Moctezuma, 2010. "Forecast Revisions of Mexican Inflation and GDP Growth," Working Papers 2010-11, Banco de México.

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