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Theoretical And Practical Approach Regarding Density And Penetration Insurance On Accident & Health Premiums

Author

Listed:
  • Fekete Szilveszter
  • Sucala Lucia
  • Radulescu Gentiana
  • Oprean Delia

Abstract

In this paper is realized an theoretical and empirical approach regarding density and penetration on accident & health premiums. The analysis is performed on a sample of 33 countries and a horizon of 5 years (2004, 2005, 2006, 2007 and 2008), being tested 2 linear regression models. The results of study confirm a relationship between level of economic development and accident & health insurance activity insurance, but exclude the existence of the relationship between penetration factor and this type of insurance.

Suggested Citation

  • Fekete Szilveszter & Sucala Lucia & Radulescu Gentiana & Oprean Delia, 2010. "Theoretical And Practical Approach Regarding Density And Penetration Insurance On Accident & Health Premiums," Annals of Faculty of Economics, University of Oradea, Faculty of Economics, vol. 1(1), pages 351-356, July.
    • Handle: RePEc:ora:journl:v:1:y:2010:i:1:p:351-356
    as

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    File URL: http://anale.steconomiceuoradea.ro/volume/2010/n1/054.pdf
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    References listed on IDEAS

    as
    1. Dumitru G. Badea & Laura Elly Novac, 2008. "Romanian Insurance Market Facing Globalization Process," Theoretical and Applied Economics, Asociatia Generala a Economistilor din Romania - AGER, vol. 9(9(526)), pages 61-68, September.
    2. Yu‐Luen Ma & Nat Pope, 2008. "Foreign Share, Insurance Density, and Penetration: An Analysis of the International Life Insurance Market," Risk Management and Insurance Review, American Risk and Insurance Association, vol. 11(2), pages 327-347, September.
    3. Jessica Vistnes & Michael Morrisey & Gail Jensen, 2006. "Employer choices of family premium sharing," International Journal of Health Economics and Management, Springer, vol. 6(1), pages 25-47, March.
    Full references (including those not matched with items on IDEAS)

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    More about this item

    Keywords

    insurance; accident & health premiums; density; penetration;
    All these keywords.

    JEL classification:

    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • H51 - Public Economics - - National Government Expenditures and Related Policies - - - Government Expenditures and Health
    • H89 - Public Economics - - Miscellaneous Issues - - - Other

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