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The Underwriting Process in the Environmental Pollution Liability Insurance for Enterprises with Hazardous Waste Production

Author

Listed:
  • Irena Misheva

    (Human Resources and Social Protection Department at University of National and World Economy, Sofia, Bulgaria)

Abstract

The article deals with some of the problems associated with underwriting process in the insurance companies, offering legal liability insurance to business companies of high environmental risk production. It is focused on some topical issues, highly significant, but not sufficiently treated by the insurance theory and practice in Bulgaria. The main goal of the article is briefly to shed a light on the underwriting concept in the insurance sector. Firstly, the specifics of the underwriting as a core business process that drives and interacts with other main and secondary processes in the insurance company are outlined. Thus it shapes almost the entire company’s profile, competences and business model as well. The article also outlines the decisive role of the underwriting and the need of its implementation in environmental pollution liability insurance for companies with hazardous waste production

Suggested Citation

  • Irena Misheva, 2015. "The Underwriting Process in the Environmental Pollution Liability Insurance for Enterprises with Hazardous Waste Production," Economic Alternatives, University of National and World Economy, Sofia, Bulgaria, issue 4, pages 34-46, December.
    • Handle: RePEc:nwe:eajour:y:2015:i:4:p:34-46
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    Citations

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    Cited by:

    1. Irena Markova, 2022. "Insurance of Environmental Risks in the Context of the Corporate Security of the Industrial Enterprise," Economic Studies journal, Bulgarian Academy of Sciences - Economic Research Institute, issue 7, pages 142-171.

    More about this item

    Keywords

    insurance underwriting; environmental risk; technogenic risk; environmental pollution liability; insurance product; insurance business process;
    All these keywords.

    JEL classification:

    • G22 - Financial Economics - - Financial Institutions and Services - - - Insurance; Insurance Companies; Actuarial Studies
    • Q59 - Agricultural and Natural Resource Economics; Environmental and Ecological Economics - - Environmental Economics - - - Other

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