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Percepcja kryptowalut przez młodych uczestników rynku finansowego na przykładzie Polski i Niemiec

Author

Listed:
  • Marta Maciejasz

    (Uniwersytet Opolski)

  • Robert Poskart

    (Uniwersytet Opolski)

Abstract

W niniejszym artykule przedstawiono wyniki badań empirycznych dotyczących percepcji kryptowalut wśród młodych uczestników rynku finansowego. Badania zostały przeprowadzone w 2019 r., przed wybuchem pandemii COVID-19, niemal równocześnie w dwóch krajach: w Polsce i w Niemczech. Celem tych badań było uchwycenie różnic w sposobie postrzegania walut krajowych, światowych walut rezerwowych oraz kryptowalut, a także różnic w poziomie zaufania do dotychczasowego systemu finansowego na świecie. Wyniki badań pokazały, że istnieją znaczne różnice w percepcji, wynikające z wielu czynników, m.in. poziomu rozwoju gospodarki, innowacyjności rynków finansowych, historycznych uwarunkowań i będącej ich pochodną tzw. świadomości (mentalności) zbiorowej. Uzyskane wyniki badań mogą stanowić punkt wyjścia do dalszych, pogłębionych analiz badanego zjawiska na poziomie międzynarodowym, nie tylko w sferze ekonomii i finansów, ale również finansów behawioralnych, socjologii i psychologii.

Suggested Citation

  • Marta Maciejasz & Robert Poskart, 2022. "Percepcja kryptowalut przez młodych uczestników rynku finansowego na przykładzie Polski i Niemiec," Bank i Kredyt, Narodowy Bank Polski, vol. 53(6), pages 625-650.
    • Handle: RePEc:nbp:nbpbik:v:53:y:2022:i:6:p:625-650
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    References listed on IDEAS

    as
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    More about this item

    Keywords

    kryptowaluty; postawy wobec pieniądza; rynek finansowy; porównania międzynarodowe;
    All these keywords.

    JEL classification:

    • D14 - Microeconomics - - Household Behavior - - - Household Saving; Personal Finance
    • D91 - Microeconomics - - Micro-Based Behavioral Economics - - - Role and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making
    • G53 - Financial Economics - - Household Finance - - - Financial Literacy
    • G41 - Financial Economics - - Behavioral Finance - - - Role and Effects of Psychological, Emotional, Social, and Cognitive Factors on Decision Making in Financial Markets

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