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The Link between Product and Performance of Microfinance Institutions

Author

Listed:
  • Bello Taofik Abidemi
  • Mohammed Umar Usman
  • Abubakar Umar
  • Dauda Adamu Abubakar

Abstract

The purpose of the study is to explore the effect of service product on microfinance financial performance. The study also observes the moderating effect of turbulent environment on the link between service product and performance of MFIs in Nigeria. A total of 231 senior managers were used in data analysis through a survey questionnaire. The study is cross sectional in nature. Smart PLS 3.0 was used in testing the measurement and structural model. The findings revealed that service product is significantly related to MFI financial performance; however turbulent environment did not moderate the link between service product and MFI financial performance. The findings of the study are important to researchers and policy makers.

Suggested Citation

  • Bello Taofik Abidemi & Mohammed Umar Usman & Abubakar Umar & Dauda Adamu Abubakar, 2019. "The Link between Product and Performance of Microfinance Institutions," Academic Journal of Economic Studies, Faculty of Finance, Banking and Accountancy Bucharest,"Dimitrie Cantemir" Christian University Bucharest, vol. 5(3), pages 161-166, September.
    • Handle: RePEc:khe:scajes:v:5:y:2019:i:3:p:161-166
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    References listed on IDEAS

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    1. Abiodun Tope Samson, 2015. "The Impact of Entrepreneurial Orientation, Reconfiguring Capability and Moderation of Environmental Turbulence on Export Performance of SMEs in Nigeria," Journal of Economics and Behavioral Studies, AMH International, vol. 7(3), pages 76-87.
    2. Imai, Katsushi S. & Arun, Thankom & Annim, Samuel Kobina, 2010. "Microfinance and Household Poverty Reduction: New Evidence from India," World Development, Elsevier, vol. 38(12), pages 1760-1774, December.
    3. John Weiss & Heather Montgomery, 2005. "Great Expectations: Microfinance and Poverty Reduction in Asia and Latin America," Oxford Development Studies, Taylor & Francis Journals, vol. 33(3-4), pages 391-416.
    4. Adenutsi, Deodat E., 2009. "Entrepreneurship, job creation, income empowerment and poverty reduction in low-income economies," MPRA Paper 29569, University Library of Munich, Germany.
    5. Gilbert O. Boateng & Akwasi A. Boateng & Harry S. Bampoe, 2015. "Microfinance And Poverty Reduction In Ghana: Evidence From Policy Beneficiaries," Review of Business and Finance Studies, The Institute for Business and Finance Research, vol. 6(1), pages 99-108.
    6. Garry Bruton & David Ahlstrom & Steven Si, 2015. "Entrepreneurship, poverty, and Asia: Moving beyond subsistence entrepreneurship," Asia Pacific Journal of Management, Springer, vol. 32(1), pages 1-22, March.
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    More about this item

    Keywords

    Service product; environmental turbulence; microfinance performance;
    All these keywords.

    JEL classification:

    • G21 - Financial Economics - - Financial Institutions and Services - - - Banks; Other Depository Institutions; Micro Finance Institutions; Mortgages

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